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PA/Delaware County/Chadds Ford

Chadds Ford, PA

CitySAFMR
Delaware County
Found 1 ZIP

City Median Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$1,890$1,640
1 BR$2,040$1,840
2 BR$2,440$2,280
3 BR$2,910$2,750
4 BR$3,210$3,420
5 BR$3,691Not available
6 BR$4,245Not available
7 BR$4,882Not available
8 BR$5,614Not available

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,440
Market rentUsed$2,280
Est. payment standard (96%)$2,340
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.15
1 BR
1.11
2 BR
1.07
3 BR
1.06
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Chadds Ford, PA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Chadds Ford, PA is $2,440 a month. That is down 1.6% from $2,480 in FY 2026. Chadds Ford is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Pennsylvania is $1,136, so Chadds Ford is 115% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Chadds Ford, PA
BedroomsFY 2027Change90–110% range
Studio$1,890−1.0%$1,701–$2,079
1BR$2,040−1.9%$1,836–$2,244
2BR$2,440−1.6%$2,196–$2,684
3BR$2,910−2.0%$2,619–$3,201
4BR$3,210−3.3%$2,889–$3,531

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Chadds Ford, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,890$2,040$2,440$2,910$3,210
FY 2026$1,910$2,080$2,480$2,970$3,320
FY 2025$1,910$2,110$2,510$3,020$3,440
FY 2024$1,860$2,070$2,480$3,000$3,460
FY 2023$1,530$1,720$2,080$2,530$2,940

Questions about Chadds Ford, PA rents

How much will Section 8 pay for a two-bedroom in Chadds Ford, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,440, that basic range is $2,196 to $2,684 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Chadds Ford, PA in?

Chadds Ford, PA is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Chadds Ford, PA for FY 2027?

The two-bedroom FMR fell 1.6%, from $2,480 in FY 2026 to $2,440 in FY 2027. Since FY 2023 it has risen 17.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set