TN/Hamilton County/CHATTANOOGA
CHATTANOOGA, TN
CitySAFMR
Hamilton County
Found 20 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$960 – $1,590▼$910 – $1,370
1 BR$1,000 – $1,660▼$1,090 – $1,540
2 BR$1,100 – $1,830▼$1,160 – $1,730
3 BR$1,370 – $2,280▼$1,510 – $2,220
4 BR$1,470 – $2,440▼$1,620 – $2,490
5 BR$2,266▼—
6 BR$2,605▼—
7 BR$2,996▼—
8 BR$3,446▼—

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 2 ZIPs
0.81-0.83ratio range
Median FMR$1,030
Median Market$1,250
vs market-$220

FMR is below market; voucher rent may lag private rents.

2
Studio- 4 ZIPs
0.91ratio range
Median FMR$1,290
Median Market$1,420
vs market-$130

FMR is near market; voucher and private rents are aligned.

4
Studio- 1 ZIP
0.96ratio
FMR$1,050
Market$1,090
vs market-$40

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
0.99ratio
FMR$1,030
Market$1,040
vs market-$10

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.02-1.03ratio range
Median FMR$1,290
Median Market$1,255
vs market+$35

FMR is near market; voucher and private rents are aligned.

2
Studio- 2 ZIPs
1.09ratio range
Median FMR$1,190
Median Market$1,090
vs market+$100

FMR is near market; voucher and private rents are aligned.

2
Studio- 1 ZIP
1.10ratio
FMR$1,180
Market$1,070
vs market+$110

FMR is above market; underwrite to market rent.

Studio- 1 ZIP
1.18ratio
FMR$1,130
Market$960
vs market+$170

FMR is above market; underwrite to market rent.

Studio- 3 ZIPs
1.21-1.24ratio range
Median FMR$1,440
Median Market$1,160
vs market+$280

FMR is above market; underwrite to market rent.

3
Studio- 3 ZIPs
1.45-1.52ratio range
Median FMR$1,500
Median Market$1,030
vs market+$470

FMR is above market; underwrite to market rent.

3
0.81-1.52
1 BR
1 BR- 2 ZIPs
0.76-0.77ratio range
Median FMR$1,075
Median Market$1,410
vs market-$335

FMR is below market; voucher rent may lag private rents.

1 BR- 1 ZIP
0.85ratio
FMR$1,380
Market$1,620
vs market-$240

FMR is below market; voucher rent may lag private rents.

1 BR- 1 ZIP
0.92ratio
FMR$1,320
Market$1,440
vs market-$120

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
0.96-0.97ratio range
Median FMR$1,290
Median Market$1,330
vs market-$40

FMR is near market; voucher and private rents are aligned.

1 BR- 6 ZIPs
1.00-1.01ratio range
Median FMR$1,340
Median Market$1,330
vs market+$10

FMR is near market; voucher and private rents are aligned.

6
1 BR- 1 ZIP
1.03ratio
FMR$1,340
Market$1,300
vs market+$40

FMR is near market; voucher and private rents are aligned.

1 BR- 4 ZIPs
1.07-1.09ratio range
Median FMR$1,230
Median Market$1,135
vs market+$95

FMR is near market; voucher and private rents are aligned.

4
1 BR- 2 ZIPs
1.15-1.18ratio range
Median FMR$1,550
Median Market$1,330
vs market+$220

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.33ratio
FMR$1,560
Market$1,170
vs market+$390

FMR is above market; underwrite to market rent.

0.76-1.33
2 BR
2 BR- 2 ZIPs
0.71ratio range
Median FMR$1,180
Median Market$1,665
vs market-$485

FMR is below market; voucher rent may lag private rents.

2 BR- 3 ZIPs
0.83-0.86ratio range
Median FMR$1,300
Median Market$1,570
vs market-$270

FMR is below market; voucher rent may lag private rents.

3
2 BR- 1 ZIP
0.89ratio
FMR$1,450
Market$1,630
vs market-$180

FMR is below market; voucher rent may lag private rents.

2 BR- 5 ZIPs
0.93-0.94ratio range
Median FMR$1,480
Median Market$1,600
vs market-$120

FMR is near market; voucher and private rents are aligned.

5
2 BR- 3 ZIPs
0.94-0.97ratio range
Median FMR$1,390
Median Market$1,440
vs market-$50

FMR is near market; voucher and private rents are aligned.

3
2 BR- 1 ZIP
1.03ratio
FMR$1,200
Market$1,160
vs market+$40

FMR is near market; voucher and private rents are aligned.

2 BR- 5 ZIPs
1.06-1.10ratio range
Median FMR$1,580
Median Market$1,470
vs market+$110

FMR is near market; voucher and private rents are aligned.

5
0.71-1.10
3 BR
3 BR- 3 ZIPs
0.71-0.73ratio range
Median FMR$1,570
Median Market$2,220
vs market-$650

FMR is below market; voucher rent may lag private rents.

3
3 BR- 3 ZIPs
0.82-0.83ratio range
Median FMR$1,620
Median Market$1,970
vs market-$350

FMR is below market; voucher rent may lag private rents.

3
3 BR- 2 ZIPs
0.89-0.90ratio range
Median FMR$1,655
Median Market$1,850
vs market-$195

FMR is below market; voucher rent may lag private rents.

3 BR- 3 ZIPs
0.90-0.94ratio range
Median FMR$2,060
Median Market$2,200
vs market-$140

FMR is near market; voucher and private rents are aligned.

3
3 BR- 6 ZIPs
0.95-0.97ratio range
Median FMR$1,850
Median Market$1,900
vs market-$50

FMR is near market; voucher and private rents are aligned.

6
3 BR- 1 ZIP
1.01ratio
FMR$1,850
Market$1,840
vs market+$10

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
1.03ratio
FMR$2,280
Market$2,220
vs market+$60

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
1.09ratio
FMR$2,150
Market$1,970
vs market+$180

FMR is near market; voucher and private rents are aligned.

0.71-1.09
4 BR
4 BR- 3 ZIPs
0.56-0.63ratio range
Median FMR$1,680
Median Market$2,990
vs market-$1,310

FMR is below market; voucher rent may lag private rents.

4 BR- 7 ZIPs
0.75-0.77ratio range
Median FMR$1,970
Median Market$2,560
vs market-$590

FMR is below market; voucher rent may lag private rents.

7
4 BR- 1 ZIP
0.78ratio
FMR$1,730
Market$2,220
vs market-$490

FMR is below market; voucher rent may lag private rents.

4 BR- 2 ZIPs
0.84ratio range
Median FMR$1,840
Median Market$2,185
vs market-$345

FMR is below market; voucher rent may lag private rents.

4 BR- 5 ZIPs
0.88-0.89ratio range
Median FMR$1,810
Median Market$2,050
vs market-$240

FMR is below market; voucher rent may lag private rents.

5
4 BR- 1 ZIP
0.92ratio
FMR$1,850
Market$2,020
vs market-$170

FMR is near market; voucher and private rents are aligned.

4 BR- 1 ZIP
0.97ratio
FMR$2,440
Market$2,520
vs market-$80

FMR is near market; voucher and private rents are aligned.

0.56-0.97
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHATTANOOGA, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
37401374023740337404374053740637407374083740937410

CHATTANOOGA, TN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CHATTANOOGA, TN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,480 and the 4 bedroom fair market rent is $1,970.

Use this page for searches like CHATTANOOGA, TN FMR, CHATTANOOGA, TN fair market rent, and CHATTANOOGA, TN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CHATTANOOGA, TN
Bedroom sizeHUD FMR
Studio$1,290
1 bedroom$1,340
2 bedroom$1,480
3 bedroom$1,850
4 bedroom$1,970
Hamilton County fair market rent37401 FMR37402 FMR37403 FMR37404 FMR37405 FMR37406 FMR37407 FMR37408 FMR