IN/Porter County/CHESTERTON
CHESTERTON, IN
CitySAFMR
Porter County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,030$1,130
1 BR$1,160$1,180
2 BR$1,410$1,420
3 BR$1,730$1,820
4 BR$1,870$2,060
5 BR$2,151
6 BR$2,473
7 BR$2,844
8 BR$3,271

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,410
Market rent$1,420
Est. payment standard (100%)Used$1,420
Estimated payment standard is $1,420 (100% of FMR).
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Current value$149,095
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Current value$149,095
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Current value$149,095
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 46304
0.86ratio
FMR$1,030
Market$1,200
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$927 / 0.77 ratio110% standard$1,133 / 0.94 ratio
0.86
1 BR
1 BR- 46304
0.97ratio
FMR$1,160
Market$1,190
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,044 / 0.88 ratio110% standard$1,276 / 1.07 ratio
0.97
2 BR
2 BR- 46304
0.99ratio
FMR$1,410
Market$1,420
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.89 ratio110% standard$1,551 / 1.09 ratio
0.99
3 BR
3 BR- 46304
0.93ratio
FMR$1,730
Market$1,870
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,557 / 0.83 ratio110% standard$1,903 / 1.02 ratio
0.93
4 BR
4 BR- 46304
0.82ratio
FMR$1,870
Market$2,270
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,683 / 0.74 ratio110% standard$2,057 / 0.91 ratio
0.82
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHESTERTON, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CHESTERTON, IN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CHESTERTON, IN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,410 and the 4 bedroom fair market rent is $1,870.

Use this page for searches like CHESTERTON, IN FMR, CHESTERTON, IN fair market rent, and CHESTERTON, IN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CHESTERTON, IN
Bedroom sizeHUD FMR
Studio$1,030
1 bedroom$1,160
2 bedroom$1,410
3 bedroom$1,730
4 bedroom$1,870