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FL/Orange County/Clarcona

Clarcona, FL

CitySAFMR
Orange County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,680$1,240
1 BR$1,750$1,390
2 BR$1,990$1,850
3 BR$2,480$2,220
4 BR$2,900$2,540
5 BR$3,335Not available
6 BR$3,835Not available
7 BR$4,411Not available
8 BR$5,072Not available

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$1,990
Market rentUsed$1,850
Est. payment standard (95%)$1,900
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.35
1 BR
1.26
2 BR
1.08
3 BR
1.12
4 BR
1.14
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Clarcona, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Clarcona, FL is $1,990 a month. That is down 0.5% from $2,000 in FY 2026. Clarcona is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Clarcona is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Clarcona, FL
BedroomsFY 2027Change90–110% range
Studio$1,680+0.6%$1,512–$1,848
1BR$1,750−0.6%$1,575–$1,925
2BR$1,990−0.5%$1,791–$2,189
3BR$2,480−1.2%$2,232–$2,728
4BR$2,900−2.4%$2,610–$3,190

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Clarcona, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,680$1,750$1,990$2,480$2,900
FY 2026$1,670$1,760$2,000$2,510$2,970
FY 2025$1,650$1,750$1,980$2,510$2,990
FY 2024$1,570$1,650$1,870$2,380$2,870
FY 2023$1,340$1,430$1,620$2,070$2,510

Questions about Clarcona, FL rents

How much will Section 8 pay for a two-bedroom in Clarcona, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,990, that basic range is $1,791 to $2,189 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Clarcona, FL in?

Clarcona, FL is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Clarcona, FL for FY 2027?

The two-bedroom FMR fell 0.5%, from $2,000 in FY 2026 to $1,990 in FY 2027. Since FY 2023 it has risen 22.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set