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Clinton, NJ

CitySAFMR
Hunterdon County
Found 1 ZIP

City Median Investment Score

52Below average

095130300
BRFMR
Eff. Rent
0 BR$1,820$2,000
1 BR$1,960$2,030
2 BR$2,440$2,330
3 BR$2,910$2,580
4 BR$3,260$2,690
5 BR$3,749Not available
6 BR$4,311Not available
7 BR$4,958Not available
8 BR$5,702Not available

Purchase Price Calculator

Maximum purchase price
$284,321

Cost breakdown

+Likely effective rent$2,330
HUD FMR$2,440
Market rentUsed$2,330
Est. payment standard (97%)$2,370
-Principal and interest-$1,438
Loan amount$227,456
Down payment$56,864
Rate6.50%
Term30 years
-Operating costs-$692
Property taxes-$284
Insurance-$175
Utilities$0
HOA$0
Management-$233
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,211(65.4% ROI)
Projected value
$306,182
Return breakdown
Property appreciation+$21,862
Loan principal paid down+$8,149
Rental cash flow+$7,200
5-year hold
+$63,894(112.4% ROI)
Projected value
$321,683
Return breakdown
Property appreciation+$37,362
Loan principal paid down+$14,532
Rental cash flow+$12,000
10-year hold
+$138,261(243.1% ROI)
Projected value
$363,954
Return breakdown
Property appreciation+$79,634
Loan principal paid down+$34,628
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.95
2 BR
1.05
3 BR
1.13
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Clinton, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Clinton, NJ is $2,440 a month. That is up 4.7% from $2,330 in FY 2026. Clinton is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,623. The median county two-bedroom FMR in New Jersey is $2,233, so Clinton is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Clinton, NJ
BedroomsFY 2027Change90–110% range
Studio$1,820+7.7%$1,638–$2,002
1BR$1,960+5.9%$1,764–$2,156
2BR$2,440+4.7%$2,196–$2,684
3BR$2,910+4.3%$2,619–$3,201
4BR$3,260+5.5%$2,934–$3,586

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Clinton, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,820$1,960$2,440$2,910$3,260
FY 2026$1,690$1,850$2,330$2,790$3,090
FY 2025$1,450$1,630$2,050$2,490$2,730
FY 2024$1,600$1,790$2,260$2,740$3,010
FY 2023$1,340$1,520$1,930$2,350$2,590

Questions about Clinton, NJ rents

How much will Section 8 pay for a two-bedroom in Clinton, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,623, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,361 to $2,885 a month; under the ZIP-level Small Area FMR of $2,440 it would be $2,196 to $2,684. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Clinton, NJ in?

Clinton, NJ is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,623.

How much did fair market rent change in Clinton, NJ for FY 2027?

The two-bedroom FMR rose 4.7%, from $2,330 in FY 2026 to $2,440 in FY 2027. Since FY 2023 it has risen 26.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set