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Coloma, CA

CitySAFMR
El Dorado County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,660$1,660
1 BR$1,700$1,700
2 BR$2,090$2,090
3 BR$2,740$2,740
4 BR$3,160$3,160
5 BR$3,634Not available
6 BR$4,179Not available
7 BR$4,806Not available
8 BR$5,527Not available

Purchase Price Calculator

Maximum purchase price
$248,657

Cost breakdown

+Likely effective rent$2,090
HUD FMRUsed$2,090
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,257
Loan amount$198,925
Down payment$49,731
Rate6.50%
Term30 years
-Operating costs-$633
Property taxes-$249
Insurance-$175
Utilities$0
HOA$0
Management-$209
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,446(67.3% ROI)
Projected value
$267,776
Return breakdown
Property appreciation+$19,119
Loan principal paid down+$7,127
Rental cash flow+$7,200
5-year hold
+$57,385(115.4% ROI)
Projected value
$281,332
Return breakdown
Property appreciation+$32,676
Loan principal paid down+$12,709
Rental cash flow+$12,000
10-year hold
+$123,929(249.2% ROI)
Projected value
$318,302
Return breakdown
Property appreciation+$69,645
Loan principal paid down+$30,284
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Coloma, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Coloma, CA is $2,090 a month. That is up 0.5% from $2,080 in FY 2026. Coloma is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Coloma is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Coloma, CA
BedroomsFY 2027Change90–110% range
Studio$1,660+3.1%$1,494–$1,826
1BR$1,7000.0%$1,530–$1,870
2BR$2,090+0.5%$1,881–$2,299
3BR$2,740−1.4%$2,466–$3,014
4BR$3,160−1.2%$2,844–$3,476

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Coloma, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,660$1,700$2,090$2,740$3,160
FY 2026$1,610$1,700$2,080$2,780$3,200
FY 2025$1,730$1,830$2,270$3,080$3,550
FY 2024$1,500$1,620$2,020$2,810$3,240
FY 2023$1,260$1,380$1,730$2,460$2,860

Questions about Coloma, CA rents

How much will Section 8 pay for a two-bedroom in Coloma, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,090, that basic range is $1,881 to $2,299 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Coloma, CA in?

Coloma, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Coloma, CA for FY 2027?

The two-bedroom FMR rose 0.5%, from $2,080 in FY 2026 to $2,090 in FY 2027. Since FY 2023 it has risen 20.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set