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NJ/Sussex County/COLUMBIA

COLUMBIA, NJ

CityFMR
Sussex County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$1,612▲$1,730
1 BR$1,822▲$1,790
2 BR$2,205▲$2,090
3 BR$2,761▲$2,170
4 BR$3,137▲$2,270
5 BR$3,608▲—
6 BR$4,149▲—
7 BR$4,771▲—
8 BR$5,487▲—

Purchase Price Calculator

Maximum purchase price
$248,657

Cost breakdown

+Likely effective rent$2,090
HUD FMR$2,205
Market rentUsed$2,090
Est. payment standard (97%)$2,130
Market rent is below the inferred standard ($2,130, 97% of FMR).
-Principal and interest-$1,257
Loan amount$198,925
Down payment$49,731
Rate6.50%
Term30 years
-Operating costs-$633
Property taxes-$249
Insurance-$175
Utilities$0
HOA$0
Management-$209
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,446(67.3% ROI)
Projected value
$267,776
Current value$248,657
Return breakdown
Property appreciation+$19,119
Loan principal paid down+$7,127
Rental cash flow+$7,200
5-year hold
+$57,385(115.4% ROI)
Projected value
$281,332
Current value$248,657
Return breakdown
Property appreciation+$32,676
Loan principal paid down+$12,709
Rental cash flow+$12,000
10-year hold
+$123,929(249.2% ROI)
Projected value
$318,302
Current value$248,657
Return breakdown
Property appreciation+$69,645
Loan principal paid down+$30,284
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 07832
0.90ratio
FMR$1,612
Market$1,790
vs market-$178

FMR is near market; voucher and private rents are aligned.

90% standard$1,451 / 0.81 ratio110% standard$1,773 / 0.99 ratio
0.90
1 BR
1 BR- 07832
1.02ratio
FMR$1,822
Market$1,790
vs market+$32

FMR is near market; voucher and private rents are aligned.

90% standard$1,640 / 0.92 ratio110% standard$2,004 / 1.12 ratio
1.02
2 BR
2 BR- 07832
1.06ratio
FMR$2,205
Market$2,090
vs market+$115

FMR is near market; voucher and private rents are aligned.

90% standard$1,985 / 0.95 ratio110% standard$2,426 / 1.16 ratio
1.06
3 BR
3 BR- 07832
1.27ratio
FMR$2,761
Market$2,170
vs market+$591

FMR is above market; underwrite to market rent.

90% standard$2,485 / 1.15 ratio110% standard$3,037 / 1.40 ratio
1.27
4 BR
4 BR- 07832
1.38ratio
FMR$3,137
Market$2,270
vs market+$867

FMR is above market; underwrite to market rent.

90% standard$2,823 / 1.24 ratio110% standard$3,451 / 1.52 ratio
1.38
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for COLUMBIA, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
07832

COLUMBIA, NJ fair market rent benchmarks

The FY 2026 HUD Fair Market Rent (FMR) page for COLUMBIA, NJ shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,205 and the 4 bedroom fair market rent is $3,137.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for COLUMBIA, NJ
Bedroom sizeHUD FMR
Studio$1,612
1 bedroom$1,822
2 bedroom$2,205
3 bedroom$2,761
4 bedroom$3,137
Sussex County fair market rent07832 FMR