Skip to main content
Loading page

Cool, CA

CitySAFMR
El Dorado County
Found 1 ZIP

City Median Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$2,480$1,700
1 BR$2,560$1,850
2 BR$3,140$2,290
3 BR$4,120$2,670
4 BR$4,750$2,860
5 BR$5,463Not available
6 BR$6,282Not available
7 BR$7,224Not available
8 BR$8,308Not available

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$3,140
Market rentUsed$2,290
Est. payment standard (90%)$2,830
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.46
1 BR
1.38
2 BR
1.37
3 BR
1.54
4 BR
1.66
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Cool, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Cool, CA is $3,140 a month. That is down 0.3% from $3,150 in FY 2026. Cool is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Cool is 82% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Cool, CA
BedroomsFY 2027Change90–110% range
Studio$2,480+1.6%$2,232–$2,728
1BR$2,5600.0%$2,304–$2,816
2BR$3,140−0.3%$2,826–$3,454
3BR$4,120−1.7%$3,708–$4,532
4BR$4,750−1.7%$4,275–$5,225

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Cool, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,480$2,560$3,140$4,120$4,750
FY 2026$2,440$2,560$3,150$4,190$4,830
FY 2025$2,330$2,460$3,060$4,150$4,790
FY 2024$2,320$2,500$3,110$4,330$4,990
FY 2023$1,910$2,100$2,630$3,740$4,350

Questions about Cool, CA rents

How much will Section 8 pay for a two-bedroom in Cool, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,140, that basic range is $2,826 to $3,454 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Cool, CA in?

Cool, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Cool, CA for FY 2027?

The two-bedroom FMR fell 0.3%, from $3,150 in FY 2026 to $3,140 in FY 2027. Since FY 2023 it has risen 19.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set