NY/Columbia County/CRARYVILLE
CRARYVILLE, NY
CitySAFMR
Columbia County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,780$1,770
1 BR$1,800$1,800
2 BR$2,040$2,010
3 BR$2,460$2,190
4 BR$2,700$2,240
5 BR$3,105
6 BR$3,571
7 BR$4,106
8 BR$4,722

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 12521
1.01ratio
FMR$1,780
Market$1,770
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
1 BR
1 BR· 12521
0.99ratio
FMR$1,800
Market$1,820
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
2 BR
2 BR· 12521
1.01ratio
FMR$2,040
Market$2,010
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
3 BR
3 BR· 12521
1.12ratio
FMR$2,460
Market$2,190
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
4 BR
4 BR· 12521
1.21ratio
FMR$2,700
Market$2,240
vs market+$460

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$241,227
Rent
$2,040
Down payment
$48,245
Loan
$192,981
Mortgage
$1,220
Expenses
$620
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CRARYVILLE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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