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Dudley, MA

CitySAFMR
Worcester County
Found 1 ZIP

City Median Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$1,430$1,440
1 BR$1,440$1,540
2 BR$1,860$1,880
3 BR$2,300$2,080
4 BR$2,550$2,270
5 BR$2,933Not available
6 BR$3,372Not available
7 BR$3,878Not available
8 BR$4,460Not available

Purchase Price Calculator

Maximum purchase price
$217,451

Cost breakdown

+Likely effective rent$1,880
HUD FMR$1,860
Market rent$1,890
Est. payment standard (101%)Used$1,880
-Principal and interest-$1,100
Loan amount$173,961
Down payment$43,490
Rate6.50%
Term30 years
-Operating costs-$580
Property taxes-$217
Insurance-$175
Utilities$0
HOA$0
Management-$188
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,153(69.3% ROI)
Projected value
$234,171
Return breakdown
Property appreciation+$16,720
Loan principal paid down+$6,233
Rental cash flow+$7,200
5-year hold
+$51,689(118.9% ROI)
Projected value
$246,026
Return breakdown
Property appreciation+$28,575
Loan principal paid down+$11,114
Rental cash flow+$12,000
10-year hold
+$111,388(256.1% ROI)
Projected value
$278,355
Return breakdown
Property appreciation+$60,905
Loan principal paid down+$26,484
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
0.91
2 BR
0.98
3 BR
1.11
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Dudley, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Dudley, MA is $1,860 a month. That is up 9.4% from $1,700 in FY 2026. Dudley is in the Fitchburg-Leominster, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,900. The median county two-bedroom FMR in Massachusetts is $2,222, so Dudley is 16% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Dudley, MA
BedroomsFY 2027Change90–110% range
Studio$1,430+9.2%$1,287–$1,573
1BR$1,440+9.1%$1,296–$1,584
2BR$1,860+9.4%$1,674–$2,046
3BR$2,300+9.0%$2,070–$2,530
4BR$2,550+9.0%$2,295–$2,805

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Dudley, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,430$1,440$1,860$2,300$2,550
FY 2026$1,310$1,320$1,700$2,110$2,340
FY 2025$1,210$1,220$1,570$1,920$2,110
FY 2024$1,110$1,150$1,480$1,800$1,980
FY 2023$1,060$1,100$1,410$1,720$1,890

Questions about Dudley, MA rents

How much will Section 8 pay for a two-bedroom in Dudley, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,900, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,710 to $2,090 a month; under the ZIP-level Small Area FMR of $1,860 it would be $1,674 to $2,046. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Dudley, MA in?

Dudley, MA is in the Fitchburg-Leominster, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,900.

How much did fair market rent change in Dudley, MA for FY 2027?

The two-bedroom FMR rose 9.4%, from $1,700 in FY 2026 to $1,860 in FY 2027. Since FY 2023 it has risen 31.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set