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NY/Suffolk County/EAST MORICHES

EAST MORICHES, NY

CitySAFMR
Suffolk County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$2,010▲$2,210
1 BR$2,400▲$2,640
2 BR$2,770▲$3,050
3 BR$3,590▲$3,670
4 BR$3,800▲$4,180
5 BR$4,370▲—
6 BR$5,025▲—
7 BR$5,779▲—
8 BR$6,646▲—

Purchase Price Calculator

Maximum purchase price
$391,312

Cost breakdown

+Likely effective rent$3,050
HUD FMR$2,770
Market rent$3,270
Est. payment standard (110%)Used$3,050
Estimated payment standard is $3,050 (110% of FMR).
-Principal and interest-$1,979
Loan amount$313,050
Down payment$78,262
Rate6.50%
Term30 years
-Operating costs-$871
Property taxes-$391
Insurance-$175
Utilities$0
HOA$0
Management-$305
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,504(62.0% ROI)
Projected value
$421,401
Current value$391,312
Return breakdown
Property appreciation+$30,088
Loan principal paid down+$11,216
Rental cash flow+$7,200
5-year hold
+$83,422(106.6% ROI)
Projected value
$442,734
Current value$391,312
Return breakdown
Property appreciation+$51,422
Loan principal paid down+$20,001
Rental cash flow+$12,000
10-year hold
+$181,259(231.6% ROI)
Projected value
$500,913
Current value$391,312
Return breakdown
Property appreciation+$109,601
Loan principal paid down+$47,658
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11940
0.69ratio
FMR$2,010
Market$2,910
vs market-$900

FMR is below market; voucher rent may lag private rents.

90% standard$1,809 / 0.62 ratio110% standard$2,211 / 0.76 ratio
0.69
1 BR
1 BR- 11940
0.82ratio
FMR$2,400
Market$2,930
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$2,160 / 0.74 ratio110% standard$2,640 / 0.90 ratio
0.82
2 BR
2 BR- 11940
0.85ratio
FMR$2,770
Market$3,270
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$2,493 / 0.76 ratio110% standard$3,047 / 0.93 ratio
0.85
3 BR
3 BR- 11940
0.97ratio
FMR$3,590
Market$3,710
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$3,231 / 0.87 ratio110% standard$3,949 / 1.06 ratio
0.97
4 BR
4 BR- 11940
0.34ratio
FMR$3,800
Market$11,220
vs market-$7,420

FMR is below market; voucher rent may lag private rents.

0.34
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for EAST MORICHES, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
11940

EAST MORICHES, NY fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for EAST MORICHES, NY shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,770 and the 4 bedroom fair market rent is $3,800.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for EAST MORICHES, NY
Bedroom sizeHUD FMR
Studio$2,010
1 bedroom$2,400
2 bedroom$2,770
3 bedroom$3,590
4 bedroom$3,800
Suffolk County fair market rent11940 FMR