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ME/Kennebec County/East Winthrop

East Winthrop, ME

CitySAFMR
Kennebec County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,050$1,160
2 BR$1,370$1,510
3 BR$1,760$1,770
4 BR$2,160$1,820
5 BR$2,484Not available
6 BR$2,857Not available
7 BR$3,285Not available
8 BR$3,778Not available

Purchase Price Calculator

Maximum purchase price
$162,469

Cost breakdown

+Likely effective rent$1,510
HUD FMR$1,370
Market rent$1,700
Est. payment standard (110%)Used$1,510
-Principal and interest-$822
Loan amount$129,975
Down payment$32,494
Rate6.50%
Term30 years
-Operating costs-$488
Property taxes-$162
Insurance-$175
Utilities$0
HOA$0
Management-$151
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,349(74.9% ROI)
Projected value
$174,961
Return breakdown
Property appreciation+$12,492
Loan principal paid down+$4,657
Rental cash flow+$7,200
5-year hold
+$41,654(128.2% ROI)
Projected value
$183,819
Return breakdown
Property appreciation+$21,350
Loan principal paid down+$8,304
Rental cash flow+$12,000
10-year hold
+$89,292(274.8% ROI)
Projected value
$207,974
Return breakdown
Property appreciation+$45,505
Loan principal paid down+$19,787
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.76
1 BR
0.71
2 BR
0.81
3 BR
0.99
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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East Winthrop, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in East Winthrop, ME is $1,370 a month. That is down 3.5% from $1,420 in FY 2026. East Winthrop is in the Kennebec County, ME non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,374.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for East Winthrop, ME
BedroomsFY 2027Change90–110% range
Studio$1,040−4.6%$936–$1,144
1BR$1,050−3.7%$945–$1,155
2BR$1,370−3.5%$1,233–$1,507
3BR$1,760−3.3%$1,584–$1,936
4BR$2,1600.0%$1,944–$2,376

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for East Winthrop, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,050$1,370$1,760$2,160
FY 2026$1,090$1,090$1,420$1,820$2,160
FY 2025$890$900$1,160$1,450$1,740
FY 2024area FMR$857$860$1,104$1,374$1,622
FY 2023area FMR$754$759$971$1,203$1,443

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about East Winthrop, ME rents

How much will Section 8 pay for a two-bedroom in East Winthrop, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,374, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,237 to $1,511 a month; under the ZIP-level Small Area FMR of $1,370 it would be $1,233 to $1,507. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is East Winthrop, ME in?

East Winthrop, ME is in the Kennebec County, ME non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,374.

How much did fair market rent change in East Winthrop, ME for FY 2027?

The two-bedroom FMR fell 3.5%, from $1,420 in FY 2026 to $1,370 in FY 2027. Since FY 2025 it has risen 18.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set