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NJ/Atlantic County/Egg Harbor City

Egg Harbor City, NJ

CitySAFMR
Atlantic County
Found 1 ZIP

City Median Investment Score

112Above average

095130300
BRFMR
Eff. Rent
0 BR$1,630$1,790
1 BR$1,850$1,920
2 BR$2,240$2,240
3 BR$3,020$2,620
4 BR$3,340$2,980
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$270,947

Cost breakdown

+Likely effective rent$2,240
HUD FMR$2,240
Market rent$2,240
Est. payment standard (100%)Used$2,240
-Principal and interest-$1,370
Loan amount$216,757
Down payment$54,189
Rate6.50%
Term30 years
-Operating costs-$670
Property taxes-$271
Insurance-$175
Utilities$0
HOA$0
Management-$224
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,799(66.1% ROI)
Projected value
$291,780
Return breakdown
Property appreciation+$20,833
Loan principal paid down+$7,766
Rental cash flow+$7,200
5-year hold
+$61,453(113.4% ROI)
Projected value
$306,551
Return breakdown
Property appreciation+$35,605
Loan principal paid down+$13,849
Rental cash flow+$12,000
10-year hold
+$132,887(245.2% ROI)
Projected value
$346,835
Return breakdown
Property appreciation+$75,888
Loan principal paid down+$32,999
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.77
1 BR
0.94
2 BR
1.00
3 BR
1.15
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Egg Harbor City, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Egg Harbor City, NJ is $2,240 a month. That is up 1.8% from $2,200 in FY 2026. Egg Harbor City is in the Atlantic City-Hammonton, NJ HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Egg Harbor City, NJ
BedroomsFY 2027Change90–110% range
Studio$1,630+2.5%$1,467–$1,793
1BR$1,850+2.2%$1,665–$2,035
2BR$2,240+1.8%$2,016–$2,464
3BR$3,0200.0%$2,718–$3,322
4BR$3,3400.0%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Egg Harbor City, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,630$1,850$2,240$3,020$3,340
FY 2026$1,590$1,810$2,200$3,020$3,340
FY 2025$1,380$1,580$1,910$2,660$2,940
FY 2024$1,250$1,430$1,770$2,480$2,730
FY 2023$1,070$1,240$1,560$2,190$2,390

Questions about Egg Harbor City, NJ rents

How much will Section 8 pay for a two-bedroom in Egg Harbor City, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,240, that basic range is $2,016 to $2,464 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Egg Harbor City, NJ in?

Egg Harbor City, NJ is in the Atlantic City-Hammonton, NJ HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Egg Harbor City, NJ for FY 2027?

The two-bedroom FMR rose 1.8%, from $2,200 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 43.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set