Home/NJ/Atlantic County
Atlantic County, NJ
CountyFMR
Found 37 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,346▲$1,130 – $1,480
1 BR$1,537▲$1,460 – $1,690
2 BR$1,867▲$1,880 – $2,050
3 BR$2,586▲$2,060 – $2,840
4 BR$2,851▲$2,220 – $3,140
5 BR$3,279▲—
6 BR$3,770▲—
7 BR$4,336▲—
8 BR$4,986▲—

Purchase Price Calculator

Maximum purchase price
$242,713

Cost breakdown

+Likely effective rent$2,050
HUD FMR$1,867
Market rent$2,210
Est. payment standard (110%)Used$2,050
Estimated payment standard is $2,050 (110% of FMR).
-Principal and interest-$1,227
Loan amount$194,170
Down payment$48,543
Rate6.50%
Term30 years
-Operating costs-$623
Property taxes-$243
Insurance-$175
Utilities$0
HOA$0
Management-$205
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,819(67.6% ROI)
Projected value
$261,375
Current value$242,713
Return breakdown
Property appreciation+$18,662
Loan principal paid down+$6,957
Rental cash flow+$7,200
5-year hold
+$56,300(116.0% ROI)
Projected value
$274,607
Current value$242,713
Return breakdown
Property appreciation+$31,894
Loan principal paid down+$12,406
Rental cash flow+$12,000
10-year hold
+$121,540(250.4% ROI)
Projected value
$310,693
Current value$242,713
Return breakdown
Property appreciation+$67,980
Loan principal paid down+$29,560
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 14 ZIPs
0.10-0.64ratio range
Median FMR$1,346
Median Market$2,305
vs market-$959

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.53 ratio110% standard$1,481 / 0.64 ratio
14
Studio- 3 ZIPs
0.64-0.66ratio range
Median FMR$1,346
Median Market$2,080
vs market-$734

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.58 ratio110% standard$1,481 / 0.71 ratio
Studio- 4 ZIPs
0.69-0.72ratio range
Median FMR$1,346
Median Market$1,900
vs market-$554

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.64 ratio110% standard$1,481 / 0.78 ratio
Studio- 1 ZIP
0.77ratio
FMR$1,346
Market$1,750
vs market-$404

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.69 ratio110% standard$1,481 / 0.85 ratio
Studio- 1 ZIP
0.78ratio
FMR$1,346
Market$1,720
vs market-$374

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.70 ratio110% standard$1,481 / 0.86 ratio
Studio- 1 ZIP
0.84ratio
FMR$1,346
Market$1,600
vs market-$254

FMR is below market; voucher rent may lag private rents.

90% standard$1,211 / 0.76 ratio110% standard$1,481 / 0.93 ratio
Studio- 2 ZIPs
0.95-0.96ratio range
Median FMR$1,346
Median Market$1,410
vs market-$64

FMR is near market; voucher and private rents are aligned.

90% standard$1,211 / 0.86 ratio110% standard$1,481 / 1.05 ratio
Studio- 1 ZIP
1.00ratio
FMR$1,346
Market$1,340
vs market+$6

FMR is near market; voucher and private rents are aligned.

90% standard$1,211 / 0.90 ratio110% standard$1,481 / 1.10 ratio
Studio- 2 ZIPs
1.15-1.19ratio range
Median FMR$1,346
Median Market$1,150
vs market+$196

FMR is above market; underwrite to market rent.

90% standard$1,211 / 1.05 ratio110% standard$1,481 / 1.29 ratio
0.10-1.19
1 BR
1 BR- 1 ZIP
0.58ratio
FMR$1,537
Market$2,650
vs market-$1,113

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.52 ratio110% standard$1,691 / 0.64 ratio
1 BR- 2 ZIPs
0.72ratio range
Median FMR$1,537
Median Market$2,130
vs market-$593

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.65 ratio110% standard$1,691 / 0.79 ratio
1 BR- 2 ZIPs
0.76ratio range
Median FMR$1,537
Median Market$2,025
vs market-$488

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.68 ratio110% standard$1,691 / 0.83 ratio
1 BR- 4 ZIPs
0.78-0.81ratio range
Median FMR$1,537
Median Market$1,950
vs market-$413

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.71 ratio110% standard$1,691 / 0.87 ratio
4
1 BR- 4 ZIPs
0.83-0.85ratio range
Median FMR$1,537
Median Market$1,820
vs market-$283

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.76 ratio110% standard$1,691 / 0.93 ratio
4
1 BR- 8 ZIPs
0.88-0.90ratio range
Median FMR$1,537
Median Market$1,750
vs market-$213

FMR is below market; voucher rent may lag private rents.

90% standard$1,383 / 0.79 ratio110% standard$1,691 / 0.97 ratio
8
1 BR- 3 ZIPs
0.90-0.92ratio range
Median FMR$1,537
Median Market$1,690
vs market-$153

FMR is near market; voucher and private rents are aligned.

90% standard$1,383 / 0.82 ratio110% standard$1,691 / 1.00 ratio
1 BR- 1 ZIP
0.95ratio
FMR$1,537
Market$1,620
vs market-$83

FMR is near market; voucher and private rents are aligned.

90% standard$1,383 / 0.85 ratio110% standard$1,691 / 1.04 ratio
1 BR- 1 ZIP
0.99ratio
FMR$1,537
Market$1,550
vs market-$13

FMR is near market; voucher and private rents are aligned.

90% standard$1,383 / 0.89 ratio110% standard$1,691 / 1.09 ratio
1 BR- 3 ZIPs
1.03-1.05ratio range
Median FMR$1,537
Median Market$1,470
vs market+$67

FMR is near market; voucher and private rents are aligned.

90% standard$1,383 / 0.94 ratio110% standard$1,691 / 1.15 ratio
0.58-1.05
2 BR
2 BR- 2 ZIPs
0.23-0.59ratio range
Median FMR$1,867
Median Market$5,685
vs market-$3,818

FMR is below market; voucher rent may lag private rents.

2 BR- 1 ZIP
0.74ratio
FMR$1,867
Market$2,510
vs market-$643

FMR is below market; voucher rent may lag private rents.

90% standard$1,680 / 0.67 ratio110% standard$2,054 / 0.82 ratio
2 BR- 7 ZIPs
0.77-0.81ratio range
Median FMR$1,867
Median Market$2,400
vs market-$533

FMR is below market; voucher rent may lag private rents.

90% standard$1,680 / 0.70 ratio110% standard$2,054 / 0.86 ratio
7
2 BR- 12 ZIPs
0.83-0.86ratio range
Median FMR$1,867
Median Market$2,210
vs market-$343

FMR is below market; voucher rent may lag private rents.

90% standard$1,680 / 0.76 ratio110% standard$2,054 / 0.93 ratio
12
2 BR- 5 ZIPs
0.86-0.89ratio range
Median FMR$1,867
Median Market$2,150
vs market-$283

FMR is below market; voucher rent may lag private rents.

90% standard$1,680 / 0.78 ratio110% standard$2,054 / 0.96 ratio
2 BR- 2 ZIPs
0.94-0.96ratio range
Median FMR$1,867
Median Market$1,960
vs market-$93

FMR is near market; voucher and private rents are aligned.

90% standard$1,680 / 0.86 ratio110% standard$2,054 / 1.05 ratio
2 BR- 1 ZIP
0.99ratio
FMR$1,867
Market$1,880
vs market-$13

FMR is near market; voucher and private rents are aligned.

90% standard$1,680 / 0.89 ratio110% standard$2,054 / 1.09 ratio
0.23-0.99
3 BR
3 BR- 2 ZIPs
0.18-0.33ratio range
Median FMR$2,586
Median Market$11,000
vs market-$8,414

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.70ratio
FMR$2,586
Market$3,710
vs market-$1,124

FMR is below market; voucher rent may lag private rents.

90% standard$2,327 / 0.63 ratio110% standard$2,845 / 0.77 ratio
3 BR- 1 ZIP
0.89ratio
FMR$2,586
Market$2,920
vs market-$334

FMR is below market; voucher rent may lag private rents.

90% standard$2,327 / 0.80 ratio110% standard$2,845 / 0.97 ratio
3 BR- 2 ZIPs
0.91ratio range
Median FMR$2,586
Median Market$2,840
vs market-$254

FMR is near market; voucher and private rents are aligned.

90% standard$2,327 / 0.82 ratio110% standard$2,845 / 1.00 ratio
3 BR- 9 ZIPs
0.95-0.98ratio range
Median FMR$2,586
Median Market$2,720
vs market-$134

FMR is near market; voucher and private rents are aligned.

90% standard$2,327 / 0.86 ratio110% standard$2,845 / 1.05 ratio
9
3 BR- 6 ZIPs
0.98-1.02ratio range
Median FMR$2,586
Median Market$2,600
vs market-$14

FMR is near market; voucher and private rents are aligned.

90% standard$2,327 / 0.90 ratio110% standard$2,845 / 1.09 ratio
6
3 BR- 2 ZIPs
1.05-1.06ratio range
Median FMR$2,586
Median Market$2,455
vs market+$131

FMR is near market; voucher and private rents are aligned.

90% standard$2,327 / 0.95 ratio110% standard$2,845 / 1.16 ratio
3 BR- 3 ZIPs
1.06-1.09ratio range
Median FMR$2,586
Median Market$2,420
vs market+$166

FMR is near market; voucher and private rents are aligned.

90% standard$2,327 / 0.96 ratio110% standard$2,845 / 1.18 ratio
3 BR- 2 ZIPs
1.11ratio range
Median FMR$2,586
Median Market$2,325
vs market+$261

FMR is above market; underwrite to market rent.

90% standard$2,327 / 1.00 ratio110% standard$2,845 / 1.22 ratio
3 BR- 1 ZIP
1.19ratio
FMR$2,586
Market$2,180
vs market+$406

FMR is above market; underwrite to market rent.

90% standard$2,327 / 1.07 ratio110% standard$2,845 / 1.30 ratio
3 BR- 1 ZIP
1.26ratio
FMR$2,586
Market$2,060
vs market+$526

FMR is above market; underwrite to market rent.

90% standard$2,327 / 1.13 ratio110% standard$2,845 / 1.38 ratio
0.18-1.26
4 BR
4 BR- 2 ZIPs
0.23ratio range
Median FMR$2,851
Median Market$12,485
vs market-$9,634

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.68ratio
FMR$2,851
Market$4,220
vs market-$1,369

FMR is below market; voucher rent may lag private rents.

90% standard$2,566 / 0.61 ratio110% standard$3,136 / 0.74 ratio
4 BR- 1 ZIP
0.69ratio
FMR$2,851
Market$4,110
vs market-$1,259

FMR is below market; voucher rent may lag private rents.

90% standard$2,566 / 0.62 ratio110% standard$3,136 / 0.76 ratio
4 BR- 1 ZIP
0.81ratio
FMR$2,851
Market$3,510
vs market-$659

FMR is below market; voucher rent may lag private rents.

90% standard$2,566 / 0.73 ratio110% standard$3,136 / 0.89 ratio
4 BR- 7 ZIPs
0.82-0.86ratio range
Median FMR$2,851
Median Market$3,330
vs market-$479

FMR is below market; voucher rent may lag private rents.

90% standard$2,566 / 0.77 ratio110% standard$3,136 / 0.94 ratio
7
4 BR- 2 ZIPs
0.86-0.87ratio range
Median FMR$2,851
Median Market$3,290
vs market-$439

FMR is below market; voucher rent may lag private rents.

90% standard$2,566 / 0.78 ratio110% standard$3,136 / 0.95 ratio
4 BR- 2 ZIPs
0.91-0.92ratio range
Median FMR$2,851
Median Market$3,125
vs market-$274

FMR is near market; voucher and private rents are aligned.

90% standard$2,566 / 0.82 ratio110% standard$3,136 / 1.00 ratio
4 BR- 2 ZIPs
0.96-0.97ratio range
Median FMR$2,851
Median Market$2,960
vs market-$109

FMR is near market; voucher and private rents are aligned.

90% standard$2,566 / 0.87 ratio110% standard$3,136 / 1.06 ratio
4 BR- 2 ZIPs
0.99-1.02ratio range
Median FMR$2,851
Median Market$2,845
vs market+$6

FMR is near market; voucher and private rents are aligned.

90% standard$2,566 / 0.90 ratio110% standard$3,136 / 1.10 ratio
4 BR- 2 ZIPs
1.04-1.06ratio range
Median FMR$2,851
Median Market$2,720
vs market+$131

FMR is near market; voucher and private rents are aligned.

90% standard$2,566 / 0.94 ratio110% standard$3,136 / 1.15 ratio
4 BR- 2 ZIPs
1.08ratio range
Median FMR$2,851
Median Market$2,640
vs market+$211

FMR is near market; voucher and private rents are aligned.

90% standard$2,566 / 0.97 ratio110% standard$3,136 / 1.19 ratio
4 BR- 3 ZIPs
1.10-1.11ratio range
Median FMR$2,851
Median Market$2,580
vs market+$271

FMR is above market; underwrite to market rent.

90% standard$2,566 / 0.99 ratio110% standard$3,136 / 1.22 ratio
4 BR- 2 ZIPs
1.16-1.19ratio range
Median FMR$2,851
Median Market$2,425
vs market+$426

FMR is above market; underwrite to market rent.

90% standard$2,566 / 1.06 ratio110% standard$3,136 / 1.29 ratio
4 BR- 1 ZIP
1.28ratio
FMR$2,851
Market$2,220
vs market+$631

FMR is above market; underwrite to market rent.

90% standard$2,566 / 1.16 ratio110% standard$3,136 / 1.41 ratio
0.23-1.28
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Atlantic County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
08037080940820108203082050821308215082170822008221

Atlantic County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Atlantic County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,867 and the 4 bedroom fair market rent is $2,851.

Use this page for searches like Atlantic County, NJ FMR, Atlantic County, NJ fair market rent, and Atlantic County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Atlantic County, NJ
Bedroom sizeHUD FMR
Studio$1,346
1 bedroom$1,537
2 bedroom$1,867
3 bedroom$2,586
4 bedroom$2,851
08037 FMR08094 FMR08201 FMR08203 FMR08205 FMR08213 FMR08215 FMR08217 FMR