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08326

ZIPSAFMR
Atlantic County, NJ

ZIP Investment Score

110Above average

095130300
BRFMR
Eff. Rent
0 BR$1,580$1,340
1 BR$1,800$1,550
2 BR$2,180$2,210
3 BR$3,010$2,380
4 BR$3,320$2,580
5 BR$3,818Not available
6 BR$4,391Not available
7 BR$5,049Not available
8 BR$5,807Not available

Purchase Price Calculator

Maximum purchase price
$266,489

Cost breakdown

+Likely effective rent$2,210
HUD FMR$2,180
Market rent$2,220
Est. payment standard (101%)Used$2,210
-Principal and interest-$1,348
Loan amount$213,191
Down payment$53,298
Rate6.50%
Term30 years
-Operating costs-$662
Property taxes-$266
Insurance-$175
Utilities$0
HOA$0
Management-$221
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,329(66.3% ROI)
Projected value
$286,979
Return breakdown
Property appreciation+$20,490
Loan principal paid down+$7,638
Rental cash flow+$7,200
5-year hold
+$60,640(113.8% ROI)
Projected value
$301,507
Return breakdown
Property appreciation+$35,019
Loan principal paid down+$13,621
Rental cash flow+$12,000
10-year hold
+$131,095(246.0% ROI)
Projected value
$341,128
Return breakdown
Property appreciation+$74,639
Loan principal paid down+$32,456
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.18
1 BR
1.16
2 BR
0.98
3 BR
1.26
4 BR
1.29
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 08326 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 08326 (Landisville, NJ) is $2,180 a month. That is down 9.5% from $2,410 in FY 2026. Landisville is in the Atlantic City-Hammonton, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,899. Among 36 ZIP codes in Atlantic County, 08326 is tied for the 7th-highest two-bedroom rent (county range $1,610–$2,850). The median county two-bedroom FMR in New Jersey is $2,233, so ZIP 08326 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 08326
BedroomsFY 2027Change90–110% range
Studio$1,580−9.2%$1,422–$1,738
1BR$1,800−9.1%$1,620–$1,980
2BR$2,180−9.5%$1,962–$2,398
3BR$3,010−9.9%$2,709–$3,311
4BR$3,320−9.8%$2,988–$3,652

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 08326
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,580$1,800$2,180$3,010$3,320
FY 2026$1,740$1,980$2,410$3,340$3,680
FY 2025$1,640$1,870$2,270$3,180$3,500
FY 2024$1,560$1,780$2,220$3,130$3,430
FY 2023$1,350$1,570$1,980$2,800$3,060

Two-bedroom rent in nearby Atlantic County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 08326
08310$1,690−22.5%
08317$1,970−9.6%
08319$1,690−22.5%
08326Current$2,180—
08330$2,1800.0%
08340$1,690−22.5%
08341$1,690−22.5%
08342$1,900−12.8%
08344$1,870−14.2%
08346$2,000−8.3%
08350$1,690−22.5%
08360$1,610−26.1%

Questions about ZIP 08326 rents

How much will Section 8 pay for a two-bedroom in ZIP 08326?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,899, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,709 to $2,089 a month; under the ZIP-level Small Area FMR of $2,180 it would be $1,962 to $2,398. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 08326 in?

ZIP 08326 is in the Atlantic City-Hammonton, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,899.

How much did fair market rent change in ZIP 08326 for FY 2027?

The two-bedroom FMR fell 9.5%, from $2,410 in FY 2026 to $2,180 in FY 2027. Since FY 2023 it has risen 10.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set