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CA/Placer County/Emigrant Gap

Emigrant Gap, CA

CitySAFMR
Placer County
Found 1 ZIP

City Median Investment Score

91Below average

095130300
BRFMR
Eff. Rent
0 BR$1,990$1,990
1 BR$2,050$2,050
2 BR$2,520$2,520
3 BR$3,310$3,310
4 BR$3,810$3,810
5 BR$4,382Not available
6 BR$5,039Not available
7 BR$5,795Not available
8 BR$6,664Not available

Purchase Price Calculator

Maximum purchase price
$312,554

Cost breakdown

+Likely effective rent$2,520
HUD FMRUsed$2,520
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,580
Loan amount$250,044
Down payment$62,511
Rate6.50%
Term30 years
-Operating costs-$740
Property taxes-$313
Insurance-$175
Utilities$0
HOA$0
Management-$252
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,191(64.3% ROI)
Projected value
$336,587
Return breakdown
Property appreciation+$24,033
Loan principal paid down+$8,958
Rental cash flow+$7,200
5-year hold
+$69,048(110.5% ROI)
Projected value
$353,627
Return breakdown
Property appreciation+$41,072
Loan principal paid down+$15,975
Rental cash flow+$12,000
10-year hold
+$149,608(239.3% ROI)
Projected value
$400,096
Return breakdown
Property appreciation+$87,542
Loan principal paid down+$38,066
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Emigrant Gap, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Emigrant Gap, CA is $2,520 a month. That is down 3.4% from $2,610 in FY 2026. Emigrant Gap is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Emigrant Gap is 46% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Emigrant Gap, CA
BedroomsFY 2027Change90–110% range
Studio$1,990−1.5%$1,791–$2,189
1BR$2,050−3.3%$1,845–$2,255
2BR$2,520−3.4%$2,268–$2,772
3BR$3,310−4.6%$2,979–$3,641
4BR$3,810−4.7%$3,429–$4,191

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Emigrant Gap, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,990$2,050$2,520$3,310$3,810
FY 2026$2,020$2,120$2,610$3,470$4,000
FY 2025$1,960$2,070$2,570$3,490$4,020
FY 2024$1,820$1,970$2,450$3,410$3,930
FY 2023$1,520$1,670$2,090$2,970$3,460

Questions about Emigrant Gap, CA rents

How much will Section 8 pay for a two-bedroom in Emigrant Gap, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,520, that basic range is $2,268 to $2,772 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Emigrant Gap, CA in?

Emigrant Gap, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Emigrant Gap, CA for FY 2027?

The two-bedroom FMR fell 3.4%, from $2,610 in FY 2026 to $2,520 in FY 2027. Since FY 2023 it has risen 20.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set