EMPIRE, CA
CitySAFMR
Stanislaus County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,020$1,120
1 BR$1,090$1,200
2 BR$1,410$1,550
3 BR$1,980$2,180
4 BR$2,300$2,530
5 BR$2,645
6 BR$3,042
7 BR$3,498
8 BR$4,023

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMR$1,410
Market rent$1,900
Est. payment standard (110%)Used$1,550
Estimated payment standard is $1,550 (110% of FMR).
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Current value$168,413
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Current value$168,413
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Current value$168,413
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 95319
0.59ratio
FMR$1,020
Market$1,730
vs market-$710

FMR is below market; voucher rent may lag private rents.

90% standard$918 / 0.53 ratio110% standard$1,122 / 0.65 ratio
0.59
1 BR
1 BR- 95319
0.63ratio
FMR$1,090
Market$1,740
vs market-$650

FMR is below market; voucher rent may lag private rents.

90% standard$981 / 0.56 ratio110% standard$1,199 / 0.69 ratio
0.63
2 BR
2 BR- 95319
0.74ratio
FMR$1,410
Market$1,900
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.67 ratio110% standard$1,551 / 0.82 ratio
0.74
3 BR
3 BR- 95319
0.85ratio
FMR$1,980
Market$2,330
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,782 / 0.76 ratio110% standard$2,178 / 0.93 ratio
0.85
4 BR
4 BR- 95319
0.84ratio
FMR$2,300
Market$2,730
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$2,070 / 0.76 ratio110% standard$2,530 / 0.93 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for EMPIRE, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

EMPIRE, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for EMPIRE, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,410 and the 4 bedroom fair market rent is $2,300.

Use this page for searches like EMPIRE, CA FMR, EMPIRE, CA fair market rent, and EMPIRE, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for EMPIRE, CA
Bedroom sizeHUD FMR
Studio$1,020
1 bedroom$1,090
2 bedroom$1,410
3 bedroom$1,980
4 bedroom$2,300