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NJ/Middlesex County/Englishtown

Englishtown, NJ

CitySAFMR
Middlesex County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,810$1,920
1 BR$2,000$1,920
2 BR$2,470$2,390
3 BR$3,170$3,370
4 BR$3,510$3,860
5 BR$4,036Not available
6 BR$4,642Not available
7 BR$5,338Not available
8 BR$6,139Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMR$2,470
Market rentUsed$2,390
Est. payment standard (98%)$2,420
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
1.04
2 BR
1.03
3 BR
0.91
4 BR
0.74
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Englishtown, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Englishtown, NJ is $2,470 a month. That is unchanged from FY 2026. Englishtown is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in New Jersey is $2,233, so Englishtown is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Englishtown, NJ
BedroomsFY 2027Change90–110% range
Studio$1,810+1.7%$1,629–$1,991
1BR$2,0000.0%$1,800–$2,200
2BR$2,4700.0%$2,223–$2,717
3BR$3,170−1.9%$2,853–$3,487
4BR$3,510−2.0%$3,159–$3,861

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Englishtown, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,810$2,000$2,470$3,170$3,510
FY 2026$1,780$2,000$2,470$3,230$3,580
FY 2025$1,550$1,740$2,140$2,850$3,170
FY 2024$1,470$1,640$2,030$2,760$3,080
FY 2023$1,240$1,380$1,730$2,370$2,640

Questions about Englishtown, NJ rents

How much will Section 8 pay for a two-bedroom in Englishtown, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,470, that basic range is $2,223 to $2,717 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Englishtown, NJ in?

Englishtown, NJ is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Englishtown, NJ for FY 2027?

The two-bedroom FMR was unchanged at $2,470 in FY 2027. Since FY 2023 it has risen 42.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set