EVERETT, MA
CityFMR
Middlesex County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,359$2,470
1 BR$2,476$2,540
2 BR$2,941$3,010
3 BR$3,526$3,050
4 BR$3,894$3,660
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$385,368

Cost breakdown

+Likely effective rent$3,010
HUD FMR$2,941
Market rent$3,050
Est. payment standard (102%)Used$3,010
Estimated payment standard is $3,010 (102% of FMR).
-Principal and interest-$1,949
Loan amount$308,295
Down payment$77,074
Rate6.50%
Term30 years
-Operating costs-$861
Property taxes-$385
Insurance-$175
Utilities$0
HOA$0
Management-$301
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,877(62.1% ROI)
Projected value
$414,999
Current value$385,368
Return breakdown
Property appreciation+$29,631
Loan principal paid down+$11,045
Rental cash flow+$7,200
5-year hold
+$82,338(106.8% ROI)
Projected value
$436,009
Current value$385,368
Return breakdown
Property appreciation+$50,641
Loan principal paid down+$19,697
Rental cash flow+$12,000
10-year hold
+$178,870(232.1% ROI)
Projected value
$493,304
Current value$385,368
Return breakdown
Property appreciation+$107,936
Loan principal paid down+$46,934
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 02149
0.93ratio
FMR$2,359
Market$2,530
vs market-$171

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.84 ratio110% standard$2,595 / 1.03 ratio
0.93
1 BR
1 BR- 02149
0.96ratio
FMR$2,476
Market$2,570
vs market-$94

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.87 ratio110% standard$2,724 / 1.06 ratio
0.96
2 BR
2 BR- 02149
0.96ratio
FMR$2,941
Market$3,050
vs market-$109

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.87 ratio110% standard$3,235 / 1.06 ratio
0.96
3 BR
3 BR- 02149
1.16ratio
FMR$3,526
Market$3,050
vs market+$476

FMR is above market; underwrite to market rent.

90% standard$3,173 / 1.04 ratio110% standard$3,879 / 1.27 ratio
1.16
4 BR
4 BR- 02149
1.06ratio
FMR$3,894
Market$3,660
vs market+$234

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.96 ratio110% standard$4,283 / 1.17 ratio
1.06
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for EVERETT, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

EVERETT, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for EVERETT, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like EVERETT, MA FMR, EVERETT, MA fair market rent, and EVERETT, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for EVERETT, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894