NY/Suffolk County/FARMINGVILLE
FARMINGVILLE, NY
CitySAFMR
Suffolk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,470$2,200
1 BR$2,950$2,410
2 BR$3,410$3,020
3 BR$4,420$3,630
4 BR$4,680$4,070
5 BR$5,382
6 BR$6,189
7 BR$7,118
8 BR$8,185

Purchase Price Calculator

Maximum purchase price
$386,854

Cost breakdown

+Likely effective rent$3,020
HUD FMR$3,410
Market rentUsed$3,020
Est. payment standard (93%)$3,160
Market rent is below the inferred standard ($3,160, 93% of FMR).
-Principal and interest-$1,956
Loan amount$309,483
Down payment$77,371
Rate6.50%
Term30 years
-Operating costs-$864
Property taxes-$387
Insurance-$175
Utilities$0
HOA$0
Management-$302
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,034(62.1% ROI)
Projected value
$416,600
Current value$386,854
Return breakdown
Property appreciation+$29,745
Loan principal paid down+$11,088
Rental cash flow+$7,200
5-year hold
+$82,609(106.8% ROI)
Projected value
$437,690
Current value$386,854
Return breakdown
Property appreciation+$50,836
Loan principal paid down+$19,773
Rental cash flow+$12,000
10-year hold
+$179,467(232.0% ROI)
Projected value
$495,206
Current value$386,854
Return breakdown
Property appreciation+$108,352
Loan principal paid down+$47,115
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11738
1.12ratio
FMR$2,470
Market$2,200
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$2,223 / 1.01 ratio110% standard$2,717 / 1.24 ratio
1.12
1 BR
1 BR- 11738
1.22ratio
FMR$2,950
Market$2,410
vs market+$540

FMR is above market; underwrite to market rent.

90% standard$2,655 / 1.10 ratio110% standard$3,245 / 1.35 ratio
1.22
2 BR
2 BR- 11738
1.13ratio
FMR$3,410
Market$3,020
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$3,069 / 1.02 ratio110% standard$3,751 / 1.24 ratio
1.13
3 BR
3 BR- 11738
1.22ratio
FMR$4,420
Market$3,630
vs market+$790

FMR is above market; underwrite to market rent.

90% standard$3,978 / 1.10 ratio110% standard$4,862 / 1.34 ratio
1.22
4 BR
4 BR- 11738
1.15ratio
FMR$4,680
Market$4,070
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$4,212 / 1.03 ratio110% standard$5,148 / 1.26 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for FARMINGVILLE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

FARMINGVILLE, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for FARMINGVILLE, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,410 and the 4 bedroom fair market rent is $4,680.

Use this page for searches like FARMINGVILLE, NY FMR, FARMINGVILLE, NY fair market rent, and FARMINGVILLE, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for FARMINGVILLE, NY
Bedroom sizeHUD FMR
Studio$2,470
1 bedroom$2,950
2 bedroom$3,410
3 bedroom$4,420
4 bedroom$4,680