FELTON, CA
CitySAFMR
Santa Cruz County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,410$2,260
1 BR$3,540$2,640
2 BR$4,520$3,620
3 BR$5,770$4,910
4 BR$6,070$6,120
5 BR$6,980
6 BR$8,028
7 BR$9,232
8 BR$10,616

Purchase Price Calculator

Maximum purchase price
$476,014

Cost breakdown

+Likely effective rent$3,620
HUD FMR$4,520
Market rentUsed$3,620
Est. payment standard (90%)$4,070
Market rent is below the inferred standard ($4,070, 90% of FMR).
-Principal and interest-$2,407
Loan amount$380,811
Down payment$95,203
Rate6.50%
Term30 years
-Operating costs-$1,013
Property taxes-$476
Insurance-$175
Utilities$0
HOA$0
Management-$362
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$57,445(60.3% ROI)
Projected value
$512,615
Current value$476,014
Return breakdown
Property appreciation+$36,601
Loan principal paid down+$13,644
Rental cash flow+$7,200
5-year hold
+$98,882(103.9% ROI)
Projected value
$538,566
Current value$476,014
Return breakdown
Property appreciation+$62,552
Loan principal paid down+$24,330
Rental cash flow+$12,000
10-year hold
+$215,298(226.1% ROI)
Projected value
$609,338
Current value$476,014
Return breakdown
Property appreciation+$133,324
Loan principal paid down+$57,974
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 95018
1.51ratio
FMR$3,410
Market$2,260
vs market+$1,150

FMR is above market; underwrite to market rent.

90% standard$3,069 / 1.36 ratio110% standard$3,751 / 1.66 ratio
1.51
1 BR
1 BR- 95018
1.34ratio
FMR$3,540
Market$2,640
vs market+$900

FMR is above market; underwrite to market rent.

90% standard$3,186 / 1.21 ratio110% standard$3,894 / 1.48 ratio
1.34
2 BR
2 BR- 95018
1.25ratio
FMR$4,520
Market$3,620
vs market+$900

FMR is above market; underwrite to market rent.

90% standard$4,068 / 1.12 ratio110% standard$4,972 / 1.37 ratio
1.25
3 BR
3 BR- 95018
1.18ratio
FMR$5,770
Market$4,910
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$5,193 / 1.06 ratio110% standard$6,347 / 1.29 ratio
1.18
4 BR
4 BR- 95018
0.99ratio
FMR$6,070
Market$6,140
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$5,463 / 0.89 ratio110% standard$6,677 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for FELTON, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

FELTON, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for FELTON, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,520 and the 4 bedroom fair market rent is $6,070.

Use this page for searches like FELTON, CA FMR, FELTON, CA fair market rent, and FELTON, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for FELTON, CA
Bedroom sizeHUD FMR
Studio$3,410
1 bedroom$3,540
2 bedroom$4,520
3 bedroom$5,770
4 bedroom$6,070