FLORENCE, TX
CitySAFMR
Williamson County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,400$990
1 BR$1,490$1,000
2 BR$1,760$1,450
3 BR$2,240$2,070
4 BR$2,600$2,620
5 BR$2,990
6 BR$3,438
7 BR$3,954
8 BR$4,547

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,760
Market rentUsed$1,450
Est. payment standard (90%)$1,580
Market rent is below the inferred standard ($1,580, 90% of FMR).
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Current value$153,553
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Current value$153,553
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Current value$153,553
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 76527
1.41ratio
FMR$1,400
Market$990
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$1,260 / 1.27 ratio110% standard$1,540 / 1.56 ratio
1.41
1 BR
1 BR- 76527
1.49ratio
FMR$1,490
Market$1,000
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$1,341 / 1.34 ratio110% standard$1,639 / 1.64 ratio
1.49
2 BR
2 BR- 76527
1.21ratio
FMR$1,760
Market$1,450
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$1,584 / 1.09 ratio110% standard$1,936 / 1.34 ratio
1.21
3 BR
3 BR- 76527
1.08ratio
FMR$2,240
Market$2,070
vs market+$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,016 / 0.97 ratio110% standard$2,464 / 1.19 ratio
1.08
4 BR
4 BR- 76527
0.99ratio
FMR$2,600
Market$2,630
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,340 / 0.89 ratio110% standard$2,860 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for FLORENCE, TX (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

FLORENCE, TX fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for FLORENCE, TX shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,760 and the 4 bedroom fair market rent is $2,600.

Use this page for searches like FLORENCE, TX FMR, FLORENCE, TX fair market rent, and FLORENCE, TX Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for FLORENCE, TX
Bedroom sizeHUD FMR
Studio$1,400
1 bedroom$1,490
2 bedroom$1,760
3 bedroom$2,240
4 bedroom$2,600