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ID/Boise County/GARDEN CITY

GARDEN CITY, ID

CitySAFMR
Boise County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$1,200▼$1,320
1 BR$1,400▼$1,500
2 BR$1,680▼$1,850
3 BR$2,350▼$2,240
4 BR$2,810▼$2,910
5 BR$3,231▼—
6 BR$3,716▼—
7 BR$4,274▼—
8 BR$4,915▼—

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$1,680
Market rent$1,980
Est. payment standard (110%)Used$1,850
Estimated payment standard is $1,850 (110% of FMR).
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Current value$212,993
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Current value$212,993
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Current value$212,993
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 83714
0.79ratio
FMR$1,200
Market$1,510
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,080 / 0.72 ratio110% standard$1,320 / 0.87 ratio
0.79
1 BR
1 BR- 83714
0.90ratio
FMR$1,400
Market$1,550
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,260 / 0.81 ratio110% standard$1,540 / 0.99 ratio
0.90
2 BR
2 BR- 83714
0.85ratio
FMR$1,680
Market$1,980
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,512 / 0.76 ratio110% standard$1,848 / 0.93 ratio
0.85
3 BR
3 BR- 83714
1.05ratio
FMR$2,350
Market$2,240
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,115 / 0.94 ratio110% standard$2,585 / 1.15 ratio
1.05
4 BR
4 BR- 83714
0.95ratio
FMR$2,810
Market$2,970
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,529 / 0.85 ratio110% standard$3,091 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GARDEN CITY, ID (ID) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
83714

GARDEN CITY, ID fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for GARDEN CITY, ID shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,680 and the 4 bedroom fair market rent is $2,810.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for GARDEN CITY, ID
Bedroom sizeHUD FMR
Studio$1,200
1 bedroom$1,400
2 bedroom$1,680
3 bedroom$2,350
4 bedroom$2,810
Boise County fair market rent83714 FMR