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CA/El Dorado County/Georgetown

Georgetown, CA

CitySAFMR
El Dorado County
Found 1 ZIP

City Median Investment Score

103Above average

095130300
BRFMR
Eff. Rent
0 BR$1,690$1,690
1 BR$1,770$1,770
2 BR$2,170$2,170
3 BR$2,890$2,890
4 BR$3,330$3,330
5 BR$3,829Not available
6 BR$4,404Not available
7 BR$5,065Not available
8 BR$5,824Not available

Purchase Price Calculator

Maximum purchase price
$260,545

Cost breakdown

+Likely effective rent$2,170
HUD FMRUsed$2,170
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,317
Loan amount$208,436
Down payment$52,109
Rate6.50%
Term30 years
-Operating costs-$653
Property taxes-$261
Insurance-$175
Utilities$0
HOA$0
Management-$217
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,701(66.6% ROI)
Projected value
$280,578
Return breakdown
Property appreciation+$20,033
Loan principal paid down+$7,468
Rental cash flow+$7,200
5-year hold
+$59,555(114.3% ROI)
Projected value
$294,782
Return breakdown
Property appreciation+$34,238
Loan principal paid down+$13,317
Rental cash flow+$12,000
10-year hold
+$128,707(247.0% ROI)
Projected value
$333,519
Return breakdown
Property appreciation+$72,975
Loan principal paid down+$31,732
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

Georgetown, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Georgetown, CA is $2,170 a month. That is down 10.0% from $2,410 in FY 2026. Georgetown is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Georgetown is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Georgetown, CA
BedroomsFY 2027Change90–110% range
Studio$1,690−9.6%$1,521–$1,859
1BR$1,770−9.7%$1,593–$1,947
2BR$2,170−10.0%$1,953–$2,387
3BR$2,890−10.0%$2,601–$3,179
4BR$3,330−10.0%$2,997–$3,663

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Georgetown, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,690$1,770$2,170$2,890$3,330
FY 2026$1,870$1,960$2,410$3,210$3,700
FY 2025$1,860$1,970$2,440$3,310$3,820
FY 2024$1,710$1,850$2,300$3,200$3,690
FY 2023$1,400$1,540$1,930$2,740$3,190

Questions about Georgetown, CA rents

How much will Section 8 pay for a two-bedroom in Georgetown, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,170, that basic range is $1,953 to $2,387 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Georgetown, CA in?

Georgetown, CA is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Georgetown, CA for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,410 in FY 2026 to $2,170 in FY 2027. Since FY 2023 it has risen 12.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set