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NC/Forsyth County/Germanton

Germanton, NC

CitySAFMR
Forsyth County
Found 1 ZIP

City Median Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$820$820
1 BR$930$930
2 BR$1,010$1,010
3 BR$1,330$1,330
4 BR$1,620$1,620
5 BR$1,863Not available
6 BR$2,142Not available
7 BR$2,464Not available
8 BR$2,833Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMRUsed$1,010
Market rentN/A
Est. payment standardN/A
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Germanton, NC fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Germanton, NC is $1,010 a month. That is up 7.4% from $940 in FY 2026. Germanton is in the Winston-Salem, NC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in North Carolina is $1,145, so Germanton is 12% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Germanton, NC
BedroomsFY 2027Change90–110% range
Studio$820+7.9%$738–$902
1BR$930+12.0%$837–$1,023
2BR$1,010+7.4%$909–$1,111
3BR$1,330+8.1%$1,197–$1,463
4BR$1,620+11.7%$1,458–$1,782

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Germanton, NC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$820$930$1,010$1,330$1,620
FY 2026$760$830$940$1,230$1,450
FY 2025$810$850$1,000$1,310$1,510
FY 2024$710$740$880$1,160$1,340
FY 2023$620$640$770$1,020$1,180

Questions about Germanton, NC rents

How much will Section 8 pay for a two-bedroom in Germanton, NC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,010, that basic range is $909 to $1,111 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Germanton, NC in?

Germanton, NC is in the Winston-Salem, NC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Germanton, NC for FY 2027?

The two-bedroom FMR rose 7.4%, from $940 in FY 2026 to $1,010 in FY 2027. Since FY 2023 it has risen 31.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set