NY/Fulton County/GLOVERSVILLE
GLOVERSVILLE, NY
CitySAFMR
Fulton County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$830$910
1 BR$840$920
2 BR$1,100$1,210
3 BR$1,320$1,410
4 BR$1,490$1,560
5 BR$1,713
6 BR$1,971
7 BR$2,266
8 BR$2,606

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,280
Est. payment standard (110%)Used$1,210
Estimated payment standard is $1,210 (110% of FMR).
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Current value$117,889
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Current value$117,889
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Current value$117,889
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 12078
0.78ratio
FMR$830
Market$1,070
vs market-$240

FMR is below market; voucher rent may lag private rents.

90% standard$747 / 0.70 ratio110% standard$913 / 0.85 ratio
0.78
1 BR
1 BR- 12078
0.80ratio
FMR$840
Market$1,050
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$756 / 0.72 ratio110% standard$924 / 0.88 ratio
0.80
2 BR
2 BR- 12078
0.86ratio
FMR$1,100
Market$1,280
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$990 / 0.77 ratio110% standard$1,210 / 0.95 ratio
0.86
3 BR
3 BR- 12078
0.90ratio
FMR$1,320
Market$1,460
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,188 / 0.81 ratio110% standard$1,452 / 0.99 ratio
0.90
4 BR
4 BR- 12078
0.94ratio
FMR$1,490
Market$1,590
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,341 / 0.84 ratio110% standard$1,639 / 1.03 ratio
0.94
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GLOVERSVILLE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

GLOVERSVILLE, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for GLOVERSVILLE, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,100 and the 4 bedroom fair market rent is $1,490.

Use this page for searches like GLOVERSVILLE, NY FMR, GLOVERSVILLE, NY fair market rent, and GLOVERSVILLE, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for GLOVERSVILLE, NY
Bedroom sizeHUD FMR
Studio$830
1 bedroom$840
2 bedroom$1,100
3 bedroom$1,320
4 bedroom$1,490