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VT/Orange County/Graniteville

Graniteville, VT

CitySAFMR
Orange County
Found 1 ZIP

City Median Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$1,120$1,190
1 BR$1,310$1,180
2 BR$1,610$1,540
3 BR$2,030$2,120
4 BR$2,140$2,190
5 BR$2,461Not available
6 BR$2,830Not available
7 BR$3,255Not available
8 BR$3,743Not available

Purchase Price Calculator

Maximum purchase price
$166,927

Cost breakdown

+Likely effective rent$1,540
HUD FMR$1,610
Market rentUsed$1,540
Est. payment standard (97%)$1,560
-Principal and interest-$844
Loan amount$133,542
Down payment$33,385
Rate6.50%
Term30 years
-Operating costs-$496
Property taxes-$167
Insurance-$175
Utilities$0
HOA$0
Management-$154
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,820(74.3% ROI)
Projected value
$179,762
Return breakdown
Property appreciation+$12,835
Loan principal paid down+$4,784
Rental cash flow+$7,200
5-year hold
+$42,468(127.2% ROI)
Projected value
$188,862
Return breakdown
Property appreciation+$21,936
Loan principal paid down+$8,532
Rental cash flow+$12,000
10-year hold
+$91,084(272.8% ROI)
Projected value
$213,681
Return breakdown
Property appreciation+$46,754
Loan principal paid down+$20,330
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
1.11
2 BR
1.05
3 BR
0.94
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Graniteville, VT fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Graniteville, VT is $1,610 a month. That is up 16.7% from $1,380 in FY 2026. Graniteville is in the Orange County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,581. The median county two-bedroom FMR in Vermont is $1,570, so Graniteville is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Graniteville, VT
BedroomsFY 2027Change90–110% range
Studio$1,120+6.7%$1,008–$1,232
1BR$1,310+17.0%$1,179–$1,441
2BR$1,610+16.7%$1,449–$1,771
3BR$2,030+16.7%$1,827–$2,233
4BR$2,140+14.4%$1,926–$2,354

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Graniteville, VT
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,120$1,310$1,610$2,030$2,140
FY 2026$1,050$1,120$1,380$1,740$1,870
FY 2025$1,020$1,030$1,340$1,680$1,870
FY 2024area FMR$976$1,003$1,244$1,601$1,671
FY 2023area FMR$852$857$1,125$1,427$1,511

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Graniteville, VT rents

How much will Section 8 pay for a two-bedroom in Graniteville, VT?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,581, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,423 to $1,739 a month; under the ZIP-level Small Area FMR of $1,610 it would be $1,449 to $1,771. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Graniteville, VT in?

Graniteville, VT is in the Orange County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,581.

How much did fair market rent change in Graniteville, VT for FY 2027?

The two-bedroom FMR rose 16.7%, from $1,380 in FY 2026 to $1,610 in FY 2027. Since FY 2025 it has risen 20.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set