MA/Franklin County/GREENFIELD
GREENFIELD, MA
CityFMR
Franklin County
Found 2 ZIPs
BRFMR
Eff. Rent
0 BR$1,287$1,420
1 BR$1,422$1,560
2 BR$1,866$1,850 – $1,880
3 BR$2,237$2,060 – $2,310
4 BR$2,471$2,050 – $2,720
5 BR$2,842
6 BR$3,268
7 BR$3,758
8 BR$4,322

Purchase Price Calculator

Maximum purchase price
$215,965

Cost breakdown

+Likely effective rent$1,870
HUD FMR$1,866
Market rentUsed$1,865
Est. payment standard (100%)$1,870
Market rent is below the inferred standard ($1,870, 100% of FMR).
-Principal and interest-$1,092
Loan amount$172,772
Down payment$43,193
Rate6.50%
Term30 years
-Operating costs-$578
Property taxes-$216
Insurance-$175
Utilities$0
HOA$0
Management-$187
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,996(69.4% ROI)
Projected value
$232,570
Current value$215,965
Return breakdown
Property appreciation+$16,606
Loan principal paid down+$6,190
Rental cash flow+$7,200
5-year hold
+$51,418(119.0% ROI)
Projected value
$244,344
Current value$215,965
Return breakdown
Property appreciation+$28,380
Loan principal paid down+$11,038
Rental cash flow+$12,000
10-year hold
+$110,791(256.5% ROI)
Projected value
$276,453
Current value$215,965
Return breakdown
Property appreciation+$60,488
Loan principal paid down+$26,303
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.83-0.84ratio range
Median FMR$1,287
Median Market$1,545
vs market-$258

FMR is below market; voucher rent may lag private rents.

90% standard$1,158 / 0.75 ratio110% standard$1,416 / 0.92 ratio
2
0.83-0.84
1 BR
1 BR- 1 ZIP
0.85ratio
FMR$1,422
Market$1,670
vs market-$248

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.77 ratio110% standard$1,564 / 0.94 ratio
1
1 BR- 1 ZIP
0.86ratio
FMR$1,422
Market$1,650
vs market-$228

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.78 ratio110% standard$1,564 / 0.95 ratio
1
0.85-0.86
2 BR
2 BR- 2 ZIPs
0.99-1.01ratio range
Median FMR$1,866
Median Market$1,865
vs market+$1

FMR is near market; voucher and private rents are aligned.

90% standard$1,679 / 0.90 ratio110% standard$2,053 / 1.10 ratio
2
0.99-1.01
3 BR
3 BR- 1 ZIP
0.95ratio
FMR$2,237
Market$2,350
vs market-$113

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.86 ratio110% standard$2,461 / 1.05 ratio
1
3 BR- 1 ZIP
1.09ratio
FMR$2,237
Market$2,060
vs market+$177

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.98 ratio110% standard$2,461 / 1.19 ratio
1
0.95-1.09
4 BR
4 BR- 1 ZIP
0.82ratio
FMR$2,471
Market$3,000
vs market-$529

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.74 ratio110% standard$2,718 / 0.91 ratio
1
4 BR- 1 ZIP
1.21ratio
FMR$2,471
Market$2,050
vs market+$421

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.08 ratio110% standard$2,718 / 1.33 ratio
1
0.82-1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GREENFIELD, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

GREENFIELD, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for GREENFIELD, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,866 and the 4 bedroom fair market rent is $2,471.

Use this page for searches like GREENFIELD, MA FMR, GREENFIELD, MA fair market rent, and GREENFIELD, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for GREENFIELD, MA
Bedroom sizeHUD FMR
Studio$1,287
1 bedroom$1,422
2 bedroom$1,866
3 bedroom$2,237
4 bedroom$2,471