Home/MA/Franklin County
Franklin County, MA
CountyFMR
Found 37 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,287▲$1,230 – $1,420
1 BR$1,422▲$1,190 – $1,560
2 BR$1,866▲$1,480 – $2,050
3 BR$2,237▲$1,880 – $2,460
4 BR$2,471▲$1,970 – $2,720
5 BR$2,842▲—
6 BR$3,268▲—
7 BR$3,758▲—
8 BR$4,322▲—

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$1,866
Market rentUsed$1,830
Est. payment standard (99%)$1,840
Market rent is below the inferred standard ($1,840, 99% of FMR).
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Current value$210,021
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Current value$210,021
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Current value$210,021
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.70ratio range
Median FMR$1,287
Median Market$1,840
vs market-$553

FMR is below market; voucher rent may lag private rents.

90% standard$1,158 / 0.63 ratio110% standard$1,416 / 0.77 ratio
Studio- 3 ZIPs
0.76-0.77ratio range
Median FMR$1,287
Median Market$1,680
vs market-$393

FMR is below market; voucher rent may lag private rents.

90% standard$1,158 / 0.69 ratio110% standard$1,416 / 0.84 ratio
3
Studio- 6 ZIPs
0.82-0.85ratio range
Median FMR$1,287
Median Market$1,545
vs market-$258

FMR is below market; voucher rent may lag private rents.

90% standard$1,158 / 0.75 ratio110% standard$1,416 / 0.92 ratio
6
Studio- 1 ZIP
0.87ratio
FMR$1,287
Market$1,480
vs market-$193

FMR is below market; voucher rent may lag private rents.

90% standard$1,158 / 0.78 ratio110% standard$1,416 / 0.96 ratio
Studio- 1 ZIP
0.92ratio
FMR$1,287
Market$1,400
vs market-$113

FMR is near market; voucher and private rents are aligned.

90% standard$1,158 / 0.83 ratio110% standard$1,416 / 1.01 ratio
Studio- 1 ZIP
0.99ratio
FMR$1,287
Market$1,300
vs market-$13

FMR is near market; voucher and private rents are aligned.

90% standard$1,158 / 0.89 ratio110% standard$1,416 / 1.09 ratio
Studio- 1 ZIP
1.05ratio
FMR$1,287
Market$1,230
vs market+$57

FMR is near market; voucher and private rents are aligned.

90% standard$1,158 / 0.94 ratio110% standard$1,416 / 1.15 ratio
0.70-1.05
1 BR
1 BR- 1 ZIP
0.71ratio
FMR$1,422
Market$1,990
vs market-$568

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.64 ratio110% standard$1,564 / 0.79 ratio
1 BR- 1 ZIP
0.74ratio
FMR$1,422
Market$1,920
vs market-$498

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.67 ratio110% standard$1,564 / 0.81 ratio
1 BR- 5 ZIPs
0.83-0.86ratio range
Median FMR$1,422
Median Market$1,680
vs market-$258

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.76 ratio110% standard$1,564 / 0.93 ratio
5
1 BR- 5 ZIPs
0.86-0.89ratio range
Median FMR$1,422
Median Market$1,600
vs market-$178

FMR is below market; voucher rent may lag private rents.

90% standard$1,280 / 0.80 ratio110% standard$1,564 / 0.98 ratio
5
1 BR- 1 ZIP
0.95ratio
FMR$1,422
Market$1,490
vs market-$68

FMR is near market; voucher and private rents are aligned.

90% standard$1,280 / 0.86 ratio110% standard$1,564 / 1.05 ratio
1 BR- 1 ZIP
1.13ratio
FMR$1,422
Market$1,260
vs market+$162

FMR is above market; underwrite to market rent.

90% standard$1,280 / 1.02 ratio110% standard$1,564 / 1.24 ratio
1 BR- 1 ZIP
1.19ratio
FMR$1,422
Market$1,190
vs market+$232

FMR is above market; underwrite to market rent.

90% standard$1,280 / 1.08 ratio110% standard$1,564 / 1.31 ratio
0.71-1.19
2 BR
2 BR- 1 ZIP
0.79ratio
FMR$1,866
Market$2,360
vs market-$494

FMR is below market; voucher rent may lag private rents.

90% standard$1,679 / 0.71 ratio110% standard$2,053 / 0.87 ratio
2 BR- 1 ZIP
0.86ratio
FMR$1,866
Market$2,180
vs market-$314

FMR is below market; voucher rent may lag private rents.

90% standard$1,679 / 0.77 ratio110% standard$2,053 / 0.94 ratio
2 BR- 1 ZIP
0.88ratio
FMR$1,866
Market$2,120
vs market-$254

FMR is below market; voucher rent may lag private rents.

90% standard$1,679 / 0.79 ratio110% standard$2,053 / 0.97 ratio
2 BR- 2 ZIPs
0.91ratio range
Median FMR$1,866
Median Market$2,060
vs market-$194

FMR is near market; voucher and private rents are aligned.

90% standard$1,679 / 0.82 ratio110% standard$2,053 / 1.00 ratio
2
2 BR- 4 ZIPs
0.99-1.02ratio range
Median FMR$1,866
Median Market$1,840
vs market+$26

FMR is near market; voucher and private rents are aligned.

90% standard$1,679 / 0.91 ratio110% standard$2,053 / 1.12 ratio
4
2 BR- 2 ZIPs
1.04ratio range
Median FMR$1,866
Median Market$1,790
vs market+$76

FMR is near market; voucher and private rents are aligned.

90% standard$1,679 / 0.94 ratio110% standard$2,053 / 1.15 ratio
2
2 BR- 1 ZIP
1.08ratio
FMR$1,866
Market$1,730
vs market+$136

FMR is near market; voucher and private rents are aligned.

90% standard$1,679 / 0.97 ratio110% standard$2,053 / 1.19 ratio
2 BR- 1 ZIP
1.10ratio
FMR$1,866
Market$1,690
vs market+$176

FMR is above market; underwrite to market rent.

90% standard$1,679 / 0.99 ratio110% standard$2,053 / 1.21 ratio
2 BR- 1 ZIP
1.17ratio
FMR$1,866
Market$1,590
vs market+$276

FMR is above market; underwrite to market rent.

90% standard$1,679 / 1.06 ratio110% standard$2,053 / 1.29 ratio
2 BR- 1 ZIP
1.26ratio
FMR$1,866
Market$1,480
vs market+$386

FMR is above market; underwrite to market rent.

90% standard$1,679 / 1.13 ratio110% standard$2,053 / 1.39 ratio
0.79-1.26
3 BR
3 BR- 2 ZIPs
0.78-0.80ratio range
Median FMR$2,237
Median Market$2,820
vs market-$583

FMR is below market; voucher rent may lag private rents.

90% standard$2,013 / 0.71 ratio110% standard$2,461 / 0.87 ratio
2
3 BR- 3 ZIPs
0.82-0.83ratio range
Median FMR$2,237
Median Market$2,710
vs market-$473

FMR is below market; voucher rent may lag private rents.

90% standard$2,013 / 0.74 ratio110% standard$2,461 / 0.91 ratio
3
3 BR- 1 ZIP
0.95ratio
FMR$2,237
Market$2,350
vs market-$113

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.86 ratio110% standard$2,461 / 1.05 ratio
3 BR- 2 ZIPs
1.06ratio range
Median FMR$2,237
Median Market$2,120
vs market+$117

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.95 ratio110% standard$2,461 / 1.16 ratio
2
3 BR- 2 ZIPs
1.07-1.09ratio range
Median FMR$2,237
Median Market$2,075
vs market+$162

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.97 ratio110% standard$2,461 / 1.19 ratio
2
3 BR- 3 ZIPs
1.13-1.14ratio range
Median FMR$2,237
Median Market$1,970
vs market+$267

FMR is above market; underwrite to market rent.

90% standard$2,013 / 1.02 ratio110% standard$2,461 / 1.25 ratio
3
3 BR- 2 ZIPs
1.15-1.19ratio range
Median FMR$2,237
Median Market$1,910
vs market+$327

FMR is above market; underwrite to market rent.

90% standard$2,013 / 1.05 ratio110% standard$2,461 / 1.29 ratio
2
0.78-1.19
4 BR
4 BR- 2 ZIPs
0.60ratio range
Median FMR$2,471
Median Market$4,105
vs market-$1,634

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.54 ratio110% standard$2,718 / 0.66 ratio
2
4 BR- 1 ZIP
0.65ratio
FMR$2,471
Market$3,820
vs market-$1,349

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.58 ratio110% standard$2,718 / 0.71 ratio
4 BR- 1 ZIP
0.70ratio
FMR$2,471
Market$3,530
vs market-$1,059

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.63 ratio110% standard$2,718 / 0.77 ratio
4 BR- 1 ZIP
0.81ratio
FMR$2,471
Market$3,040
vs market-$569

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.73 ratio110% standard$2,718 / 0.89 ratio
4 BR- 1 ZIP
0.82ratio
FMR$2,471
Market$3,000
vs market-$529

FMR is below market; voucher rent may lag private rents.

90% standard$2,224 / 0.74 ratio110% standard$2,718 / 0.91 ratio
4 BR- 2 ZIPs
1.12-1.15ratio range
Median FMR$2,471
Median Market$2,175
vs market+$296

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.02 ratio110% standard$2,718 / 1.25 ratio
2
4 BR- 3 ZIPs
1.15-1.18ratio range
Median FMR$2,471
Median Market$2,100
vs market+$371

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.06 ratio110% standard$2,718 / 1.29 ratio
3
4 BR- 3 ZIPs
1.21-1.22ratio range
Median FMR$2,471
Median Market$2,040
vs market+$431

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.09 ratio110% standard$2,718 / 1.33 ratio
3
4 BR- 1 ZIP
1.25ratio
FMR$2,471
Market$1,970
vs market+$501

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.13 ratio110% standard$2,718 / 1.38 ratio
0.60-1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Franklin County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
01002010390105401070010720109301096012470130101302

Franklin County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Franklin County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,866 and the 4 bedroom fair market rent is $2,471.

Use this page for searches like Franklin County, MA FMR, Franklin County, MA fair market rent, and Franklin County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Franklin County, MA
Bedroom sizeHUD FMR
Studio$1,287
1 bedroom$1,422
2 bedroom$1,866
3 bedroom$2,237
4 bedroom$2,471
01002 FMR01039 FMR01054 FMR01070 FMR01072 FMR01093 FMR01096 FMR01247 FMR