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Franklin County/Whately/01093

01093

ZIPSAFMR
Franklin County, MA
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$1,540$1,640
1 BR$1,700$1,710
2 BR$2,210$2,060
3 BR$2,700$2,730
4 BR$2,930$3,220
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$2,210
Market rentUsed$2,060
Est. payment standard (96%)$2,110
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
0.99
2 BR
1.07
3 BR
0.99
4 BR
0.77
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01093 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01093 (Whately, MA) is $2,210 a month. That is up 1.8% from $2,170 in FY 2026. Whately is in the Franklin County, MA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,882. Among 37 ZIP codes in Franklin County, 01093 has the 8th-highest two-bedroom rent (county range $1,680–$2,640).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01093
BedroomsFY 2027Change90–110% range
Studio$1,540+3.4%$1,386–$1,694
1BR$1,700+2.4%$1,530–$1,870
2BR$2,210+1.8%$1,989–$2,431
3BR$2,700+3.1%$2,430–$2,970
4BR$2,930+1.7%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01093
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,540$1,700$2,210$2,700$2,930
FY 2026$1,490$1,660$2,170$2,620$2,880
FY 2025$1,200$1,350$1,740$2,110$2,350
FY 2024$1,040$1,200$1,540$1,870$2,170
FY 2023$900$1,060$1,350$1,660$1,950

Two-bedroom rent in nearby Franklin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01093
01002$2,450+10.9%
01039$2,550+15.4%
01054$2,140−3.2%
01070$1,810−18.1%
01072$2,550+15.4%
01093Current$2,210—
01096$2,150−2.7%
01247$1,680−24.0%
01301$1,840−16.7%
01302$1,880−14.9%
01330$1,810−18.1%
01331$1,680−24.0%

Questions about ZIP 01093 rents

How much will Section 8 pay for a two-bedroom in ZIP 01093?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,882, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,694 to $2,070 a month; under the ZIP-level Small Area FMR of $2,210 it would be $1,989 to $2,431. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01093 in?

ZIP 01093 is in the Franklin County, MA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,882.

How much did fair market rent change in ZIP 01093 for FY 2027?

The two-bedroom FMR rose 1.8%, from $2,170 in FY 2026 to $2,210 in FY 2027. Since FY 2023 it has risen 63.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWhately, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources