01331
ZIPFMR
Franklin County, MA
BRFMR
Eff. Rent
0 BR$1,287$1,230
1 BR$1,422$1,190
2 BR$1,866$1,480
3 BR$2,237$2,120
4 BR$2,471$2,140
5 BR$2,842
6 BR$3,268
7 BR$3,758
8 BR$4,322

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMR$1,866
Market rentUsed$1,480
Est. payment standard (90%)$1,680
Market rent is below the inferred standard ($1,680, 90% of FMR).
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Current value$158,011
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Current value$158,011
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Current value$158,011
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.05ratio
FMR$1,287
Market$1,230
vs market+$57

FMR is near market; voucher and private rents are aligned.

90% standard$1,158 / 0.94 ratio110% standard$1,416 / 1.15 ratio
1.05
1 BR
1 BR
1.19ratio
FMR$1,422
Market$1,190
vs market+$232

FMR is above market; underwrite to market rent.

90% standard$1,280 / 1.08 ratio110% standard$1,564 / 1.31 ratio
1.19
2 BR
2 BR
1.26ratio
FMR$1,866
Market$1,480
vs market+$386

FMR is above market; underwrite to market rent.

90% standard$1,679 / 1.13 ratio110% standard$2,053 / 1.39 ratio
1.26
3 BR
3 BR
1.06ratio
FMR$2,237
Market$2,120
vs market+$117

FMR is near market; voucher and private rents are aligned.

90% standard$2,013 / 0.95 ratio110% standard$2,461 / 1.16 ratio
1.06
4 BR
4 BR
1.15ratio
FMR$2,471
Market$2,140
vs market+$331

FMR is above market; underwrite to market rent.

90% standard$2,224 / 1.04 ratio110% standard$2,718 / 1.27 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01331 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01331 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01331 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,866 and the 4 bedroom fair market rent is $2,471.

Use this page for searches like 01331 FMR, 01331 fair market rent, and 01331 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01331
Bedroom sizeHUD FMR
Studio$1,287
1 bedroom$1,422
2 bedroom$1,866
3 bedroom$2,237
4 bedroom$2,471