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Worcester County/Ashburnham/01430

01430

ZIPSAFMR
Worcester County, MA
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$1,630$1,630
1 BR$1,900$1,900
2 BR$2,360$2,360
3 BR$3,040$3,040
4 BR$3,560$3,560
5 BR$4,094Not available
6 BR$4,708Not available
7 BR$5,414Not available
8 BR$6,226Not available

Purchase Price Calculator

Maximum purchase price
$288,779

Cost breakdown

+Likely effective rent$2,360
HUD FMRUsed$2,360
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,460
Loan amount$231,023
Down payment$57,756
Rate6.50%
Term30 years
-Operating costs-$700
Property taxes-$289
Insurance-$175
Utilities$0
HOA$0
Management-$236
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,681(65.2% ROI)
Projected value
$310,983
Return breakdown
Property appreciation+$22,204
Loan principal paid down+$8,277
Rental cash flow+$7,200
5-year hold
+$64,708(112.0% ROI)
Projected value
$326,726
Return breakdown
Property appreciation+$37,948
Loan principal paid down+$14,760
Rental cash flow+$12,000
10-year hold
+$140,053(242.5% ROI)
Projected value
$369,661
Return breakdown
Property appreciation+$80,882
Loan principal paid down+$35,171
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 01430 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01430 (Ashburnham, MA) is $2,360 a month. That is down 9.9% from $2,620 in FY 2026. Ashburnham is in the Fitchburg-Leominster, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,900. Among 103 ZIP codes in Worcester County, 01430 is tied for the 26th-highest two-bedroom rent (county range $1,440–$3,400). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01430 is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01430
BedroomsFY 2027Change90–110% range
Studio$1,630−9.9%$1,467–$1,793
1BR$1,900−10.0%$1,710–$2,090
2BR$2,360−9.9%$2,124–$2,596
3BR$3,040−9.8%$2,736–$3,344
4BR$3,560−9.9%$3,204–$3,916

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01430
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,630$1,900$2,360$3,040$3,560
FY 2026$1,810$2,110$2,620$3,370$3,950
FY 2025$1,710$2,000$2,490$3,250$3,710
FY 2024$1,610$1,850$2,370$3,080$3,550
FY 2023$1,490$1,570$2,040$2,630$3,070

Two-bedroom rent in nearby Worcester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01430
01420$1,790−24.2%
01430Current$2,360—
01431$2,650+12.3%
01434$2,650+12.3%
01436$1,840−22.0%
01438$1,980−16.1%
01440$1,690−28.4%
01441$2,160−8.5%
01451$2,650+12.3%
01452$1,860−21.2%
01453$2,020−14.4%
01462$2,840+20.3%

Questions about ZIP 01430 rents

How much will Section 8 pay for a two-bedroom in ZIP 01430?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,900, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,710 to $2,090 a month; under the ZIP-level Small Area FMR of $2,360 it would be $2,124 to $2,596. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01430 in?

ZIP 01430 is in the Fitchburg-Leominster, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,900.

How much did fair market rent change in ZIP 01430 for FY 2027?

The two-bedroom FMR fell 9.9%, from $2,620 in FY 2026 to $2,360 in FY 2027. Since FY 2023 it has risen 15.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAshburnham, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources