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Worcester County/Rochdale/01542

01542

ZIPSAFMR
Worcester County, MA
Zillow

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$1,570$1,730
1 BR$1,580$1,740
2 BR$2,040$2,240
3 BR$2,560$2,820
4 BR$2,910$3,050
5 BR$3,346Not available
6 BR$3,848Not available
7 BR$4,426Not available
8 BR$5,090Not available

Purchase Price Calculator

Maximum purchase price
$270,947

Cost breakdown

+Likely effective rent$2,240
HUD FMR$2,040
Market rent$2,670
Est. payment standard (110%)Used$2,240
-Principal and interest-$1,370
Loan amount$216,757
Down payment$54,189
Rate6.50%
Term30 years
-Operating costs-$670
Property taxes-$271
Insurance-$175
Utilities$0
HOA$0
Management-$224
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,799(66.1% ROI)
Projected value
$291,780
Return breakdown
Property appreciation+$20,833
Loan principal paid down+$7,766
Rental cash flow+$7,200
5-year hold
+$61,453(113.4% ROI)
Projected value
$306,551
Return breakdown
Property appreciation+$35,605
Loan principal paid down+$13,849
Rental cash flow+$12,000
10-year hold
+$132,887(245.2% ROI)
Projected value
$346,835
Return breakdown
Property appreciation+$75,888
Loan principal paid down+$32,999
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.82
2 BR
0.76
3 BR
0.86
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01542 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01542 (Rochdale, MA) is $2,040 a month. That is down 6.0% from $2,170 in FY 2026. Rochdale is in the Fitchburg-Leominster, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,900. Among 103 ZIP codes in Worcester County, 01542 is tied for the 43rd-highest two-bedroom rent (county range $1,440–$3,400). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01542 is 8% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01542
BedroomsFY 2027Change90–110% range
Studio$1,570−6.5%$1,413–$1,727
1BR$1,580−6.5%$1,422–$1,738
2BR$2,040−6.0%$1,836–$2,244
3BR$2,560−4.8%$2,304–$2,816
4BR$2,910−2.3%$2,619–$3,201

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01542
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,570$1,580$2,040$2,560$2,910
FY 2026$1,680$1,690$2,170$2,690$2,980
FY 2025$1,570$1,580$2,040$2,490$2,740
FY 2024$1,340$1,350$1,730$2,090$2,300
FY 2023$1,180$1,220$1,570$1,910$2,110

Two-bedroom rent in nearby Worcester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01542
01534$1,950−4.4%
01535$1,860−8.8%
01536$1,950−4.4%
01537$1,860−8.8%
01538$1,980−2.9%
01540$1,860−8.8%
01541$2,090+2.5%
01542Current$2,040—
01543$1,860−8.8%
01545$2,780+36.3%
01546$1,980−2.9%
01550$1,860−8.8%

Questions about ZIP 01542 rents

How much will Section 8 pay for a two-bedroom in ZIP 01542?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,900, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,710 to $2,090 a month; under the ZIP-level Small Area FMR of $2,040 it would be $1,836 to $2,244. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01542 in?

ZIP 01542 is in the Fitchburg-Leominster, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,900.

How much did fair market rent change in ZIP 01542 for FY 2027?

The two-bedroom FMR fell 6.0%, from $2,170 in FY 2026 to $2,040 in FY 2027. Since FY 2023 it has risen 29.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRochdale, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources