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Athol, MA

CitySAFMR
Franklin County
Found 1 ZIP

City Median Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$1,300$1,230
1 BR$1,300$1,190
2 BR$1,680$1,480
3 BR$2,330$2,120
4 BR$2,810$2,140
5 BR$3,231Not available
6 BR$3,716Not available
7 BR$4,274Not available
8 BR$4,915Not available

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMR$1,680
Market rentUsed$1,480
Est. payment standard (92%)$1,550
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
1.09
2 BR
1.14
3 BR
1.10
4 BR
1.31
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Athol, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Athol, MA is $1,680 a month. That is up 12.0% from $1,500 in FY 2026. Athol is in the Franklin County, MA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,882. The median county two-bedroom FMR in Massachusetts is $2,222, so Athol is 24% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Athol, MA
BedroomsFY 2027Change90–110% range
Studio$1,300+21.5%$1,170–$1,430
1BR$1,300+8.3%$1,170–$1,430
2BR$1,680+12.0%$1,512–$1,848
3BR$2,330+11.5%$2,097–$2,563
4BR$2,810+11.5%$2,529–$3,091

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Athol, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,300$1,680$2,330$2,810
FY 2026$1,070$1,200$1,500$2,090$2,520
FY 2025$1,030$1,140$1,440$2,020$2,420
FY 2024$1,000$1,070$1,400$1,950$2,320
FY 2023$960$970$1,280$1,740$1,880

Questions about Athol, MA rents

How much will Section 8 pay for a two-bedroom in Athol, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,882, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,694 to $2,070 a month; under the ZIP-level Small Area FMR of $1,680 it would be $1,512 to $1,848. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Athol, MA in?

Athol, MA is in the Franklin County, MA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,882.

How much did fair market rent change in Athol, MA for FY 2027?

The two-bedroom FMR rose 12.0%, from $1,500 in FY 2026 to $1,680 in FY 2027. Since FY 2023 it has risen 31.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set