FMR is below market; voucher rent may lag private rents.
0.67
1 BR
1 BR- 49740
0.63ratio
FMR$1,050
Market$1,660
vs market-$610
FMR is below market; voucher rent may lag private rents.
0.63
2 BR
2 BR- 49740
0.78ratio
FMR$1,380
Market$1,780
vs market-$400
FMR is below market; voucher rent may lag private rents.
0.78
3 BR
3 BR- 49740
0.75ratio
FMR$1,640
Market$2,200
vs market-$560
FMR is below market; voucher rent may lag private rents.
0.75
4 BR
4 BR- 49740
0.76ratio
FMR$1,810
Market$2,390
vs market-$580
FMR is below market; voucher rent may lag private rents.
0.76
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
Harbor Springs, MI fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Harbor Springs, MI is $1,380 a month. That is up 3.0% from $1,340 in FY 2026. Harbor Springs is in the Emmet County, MI non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,336. The median county two-bedroom FMR in Michigan is $1,085, so Harbor Springs is 27% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Harbor Springs, MI
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$940
$1,050
+11.7%
$945–$1,155
1BR
$1,020
$1,050
+2.9%
$945–$1,155
2BR
$1,340
$1,380
+3.0%
$1,242–$1,518
3BR
$1,610
$1,640
+1.9%
$1,476–$1,804
4BR
$1,770
$1,810
+2.3%
$1,629–$1,991
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Harbor Springs, MI
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,050
$1,050
$1,380
$1,640
$1,810
FY 2026
$940
$1,020
$1,340
$1,610
$1,770
FY 2025
$900
$980
$1,290
$1,550
$1,720
FY 2024area FMR
$826
$900
$1,182
$1,429
$1,675
FY 2023area FMR
$652
$745
$975
$1,197
$1,385
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Harbor Springs, MI rents
How much will Section 8 pay for a two-bedroom in Harbor Springs, MI?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,336, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,202 to $1,470 a month; under the ZIP-level Small Area FMR of $1,380 it would be $1,242 to $1,518. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Harbor Springs, MI in?
Harbor Springs, MI is in the Emmet County, MI non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,336.
How much did fair market rent change in Harbor Springs, MI for FY 2027?
The two-bedroom FMR rose 3.0%, from $1,340 in FY 2026 to $1,380 in FY 2027. Since FY 2025 it has risen 7.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set