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MA/Barnstable County/Harwich Port

Harwich Port, MA

CitySAFMR
Barnstable County
Found 1 ZIP

City Median Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$2,210$2,000
1 BR$2,220$2,200
2 BR$2,910$2,470
3 BR$3,650$3,040
4 BR$4,350$3,480
5 BR$5,003Not available
6 BR$5,753Not available
7 BR$6,616Not available
8 BR$7,608Not available

Purchase Price Calculator

Maximum purchase price
$305,124

Cost breakdown

+Likely effective rent$2,470
HUD FMR$2,910
Market rentUsed$2,470
Est. payment standard (90%)$2,620
-Principal and interest-$1,543
Loan amount$244,100
Down payment$61,025
Rate6.50%
Term30 years
-Operating costs-$727
Property taxes-$305
Insurance-$175
Utilities$0
HOA$0
Management-$247
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,407(64.6% ROI)
Projected value
$328,586
Return breakdown
Property appreciation+$23,461
Loan principal paid down+$8,745
Rental cash flow+$7,200
5-year hold
+$67,691(110.9% ROI)
Projected value
$345,220
Return breakdown
Property appreciation+$40,096
Loan principal paid down+$15,596
Rental cash flow+$12,000
10-year hold
+$146,622(240.3% ROI)
Projected value
$390,585
Return breakdown
Property appreciation+$85,461
Loan principal paid down+$37,161
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.10
1 BR
1.01
2 BR
1.18
3 BR
1.20
4 BR
1.25
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Harwich Port, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Harwich Port, MA is $2,910 a month. That is up 11.1% from $2,620 in FY 2026. Harwich Port is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. The median county two-bedroom FMR in Massachusetts is $2,222, so Harwich Port is 31% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Harwich Port, MA
BedroomsFY 2027Change90–110% range
Studio$2,210+11.6%$1,989–$2,431
1BR$2,220+11.0%$1,998–$2,442
2BR$2,910+11.1%$2,619–$3,201
3BR$3,650+13.0%$3,285–$4,015
4BR$4,350+17.3%$3,915–$4,785

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Harwich Port, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,210$2,220$2,910$3,650$4,350
FY 2026$1,980$2,000$2,620$3,230$3,710
FY 2025$1,760$1,810$2,370$2,910$3,340
FY 2024$1,430$1,530$2,010$2,450$2,800
FY 2023$1,350$1,500$1,970$2,410$2,680

Questions about Harwich Port, MA rents

How much will Section 8 pay for a two-bedroom in Harwich Port, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,910 it would be $2,619 to $3,201. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Harwich Port, MA in?

Harwich Port, MA is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in Harwich Port, MA for FY 2027?

The two-bedroom FMR rose 11.1%, from $2,620 in FY 2026 to $2,910 in FY 2027. Since FY 2023 it has risen 47.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set