Home/MA/Barnstable County
Barnstable County, MA
CountyFMR
Found 56 ZIPs
BRFMR
Eff. Rent
0 BR$1,834$1,770 – $2,020
1 BR$1,846$1,846 – $2,030
2 BR$2,422$2,120 – $2,660
3 BR$2,985$2,740 – $3,280
4 BR$3,428$2,750 – $3,770
5 BR$3,942
6 BR$4,534
7 BR$5,214
8 BR$5,996

Purchase Price Calculator

Maximum purchase price
$312,554

Cost breakdown

+Likely effective rent$2,520
HUD FMR$2,422
Market rent$2,575
Est. payment standard (104%)Used$2,520
Estimated payment standard is $2,520 (104% of FMR).
-Principal and interest-$1,580
Loan amount$250,044
Down payment$62,511
Rate6.50%
Term30 years
-Operating costs-$740
Property taxes-$313
Insurance-$175
Utilities$0
HOA$0
Management-$252
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,191(64.3% ROI)
Projected value
$336,587
Current value$312,554
Return breakdown
Property appreciation+$24,033
Loan principal paid down+$8,958
Rental cash flow+$7,200
5-year hold
+$69,048(110.5% ROI)
Projected value
$353,627
Current value$312,554
Return breakdown
Property appreciation+$41,072
Loan principal paid down+$15,975
Rental cash flow+$12,000
10-year hold
+$149,608(239.3% ROI)
Projected value
$400,096
Current value$312,554
Return breakdown
Property appreciation+$87,542
Loan principal paid down+$38,066
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 3 ZIPs
0.48-0.58ratio range
Median FMR$1,834
Median Market$3,250
vs market-$1,416

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.51 ratio110% standard$2,017 / 0.62 ratio
Studio- 1 ZIP
0.66ratio
FMR$1,834
Market$2,780
vs market-$946

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.59 ratio110% standard$2,017 / 0.73 ratio
Studio- 1 ZIP
0.77ratio
FMR$1,834
Market$2,390
vs market-$556

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.69 ratio110% standard$2,017 / 0.84 ratio
Studio- 10 ZIPs
0.77-0.81ratio range
Median FMR$1,834
Median Market$2,285
vs market-$451

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.72 ratio110% standard$2,017 / 0.88 ratio
10
Studio- 4 ZIPs
0.82-0.83ratio range
Median FMR$1,834
Median Market$2,200
vs market-$366

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.75 ratio110% standard$2,017 / 0.92 ratio
Studio- 4 ZIPs
0.89ratio range
Median FMR$1,834
Median Market$2,060
vs market-$226

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.80 ratio110% standard$2,017 / 0.98 ratio
Studio- 6 ZIPs
0.90-0.93ratio range
Median FMR$1,834
Median Market$1,995
vs market-$161

FMR is near market; voucher and private rents are aligned.

90% standard$1,651 / 0.83 ratio110% standard$2,017 / 1.01 ratio
6
Studio- 4 ZIPs
0.94-0.97ratio range
Median FMR$1,834
Median Market$1,935
vs market-$101

FMR is near market; voucher and private rents are aligned.

90% standard$1,651 / 0.85 ratio110% standard$2,017 / 1.04 ratio
Studio- 7 ZIPs
0.99-1.02ratio range
Median FMR$1,834
Median Market$1,850
vs market-$16

FMR is near market; voucher and private rents are aligned.

90% standard$1,651 / 0.89 ratio110% standard$2,017 / 1.09 ratio
7
Studio- 4 ZIPs
1.02-1.04ratio range
Median FMR$1,834
Median Market$1,785
vs market+$49

FMR is near market; voucher and private rents are aligned.

90% standard$1,651 / 0.92 ratio110% standard$2,017 / 1.13 ratio
0.48-1.04
1 BR
1 BR- 2 ZIPs
0.60-0.62ratio range
Median FMR$1,846
Median Market$3,030
vs market-$1,184

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.55 ratio110% standard$2,031 / 0.67 ratio
1 BR- 1 ZIP
0.68ratio
FMR$1,846
Market$2,700
vs market-$854

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.62 ratio110% standard$2,031 / 0.75 ratio
1 BR- 4 ZIPs
0.70-0.73ratio range
Median FMR$1,846
Median Market$2,605
vs market-$759

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.64 ratio110% standard$2,031 / 0.78 ratio
1 BR- 4 ZIPs
0.74-0.76ratio range
Median FMR$1,846
Median Market$2,435
vs market-$589

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.68 ratio110% standard$2,031 / 0.83 ratio
1 BR- 9 ZIPs
0.78-0.81ratio range
Median FMR$1,846
Median Market$2,310
vs market-$464

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.72 ratio110% standard$2,031 / 0.88 ratio
9
1 BR- 12 ZIPs
0.82-0.85ratio range
Median FMR$1,846
Median Market$2,195
vs market-$349

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.76 ratio110% standard$2,031 / 0.93 ratio
12
1 BR- 8 ZIPs
0.87-0.90ratio range
Median FMR$1,846
Median Market$2,100
vs market-$254

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.79 ratio110% standard$2,031 / 0.97 ratio
8
1 BR- 4 ZIPs
0.90-0.92ratio range
Median FMR$1,846
Median Market$2,010
vs market-$164

FMR is near market; voucher and private rents are aligned.

90% standard$1,661 / 0.83 ratio110% standard$2,031 / 1.01 ratio
0.60-0.92
2 BR
2 BR- 2 ZIPs
0.65-0.68ratio range
Median FMR$2,422
Median Market$3,650
vs market-$1,228

FMR is below market; voucher rent may lag private rents.

90% standard$2,180 / 0.60 ratio110% standard$2,664 / 0.73 ratio
2 BR- 1 ZIP
0.78ratio
FMR$2,422
Market$3,120
vs market-$698

FMR is below market; voucher rent may lag private rents.

90% standard$2,180 / 0.70 ratio110% standard$2,664 / 0.85 ratio
2 BR- 6 ZIPs
0.82-0.85ratio range
Median FMR$2,422
Median Market$2,900
vs market-$478

FMR is below market; voucher rent may lag private rents.

90% standard$2,180 / 0.75 ratio110% standard$2,664 / 0.92 ratio
6
2 BR- 4 ZIPs
0.87-0.90ratio range
Median FMR$2,422
Median Market$2,755
vs market-$333

FMR is below market; voucher rent may lag private rents.

90% standard$2,180 / 0.79 ratio110% standard$2,664 / 0.97 ratio
2 BR- 9 ZIPs
0.90-0.94ratio range
Median FMR$2,422
Median Market$2,630
vs market-$208

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.83 ratio110% standard$2,664 / 1.01 ratio
9
2 BR- 9 ZIPs
0.94-0.97ratio range
Median FMR$2,422
Median Market$2,510
vs market-$88

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.87 ratio110% standard$2,664 / 1.06 ratio
9
2 BR- 7 ZIPs
0.98-1.00ratio range
Median FMR$2,422
Median Market$2,460
vs market-$38

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.89 ratio110% standard$2,664 / 1.08 ratio
7
2 BR- 2 ZIPs
1.02-1.05ratio range
Median FMR$2,422
Median Market$2,340
vs market+$82

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.93 ratio110% standard$2,664 / 1.14 ratio
2 BR- 2 ZIPs
1.10ratio range
Median FMR$2,422
Median Market$2,210
vs market+$212

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.99 ratio110% standard$2,664 / 1.21 ratio
2 BR- 2 ZIPs
1.13-1.14ratio range
Median FMR$2,422
Median Market$2,135
vs market+$287

FMR is above market; underwrite to market rent.

90% standard$2,180 / 1.02 ratio110% standard$2,664 / 1.25 ratio
0.65-1.14
3 BR
3 BR- 1 ZIP
0.81ratio
FMR$2,985
Market$3,680
vs market-$695

FMR is below market; voucher rent may lag private rents.

90% standard$2,687 / 0.73 ratio110% standard$3,284 / 0.89 ratio
3 BR- 1 ZIP
0.86ratio
FMR$2,985
Market$3,490
vs market-$505

FMR is below market; voucher rent may lag private rents.

90% standard$2,687 / 0.77 ratio110% standard$3,284 / 0.94 ratio
3 BR- 6 ZIPs
0.86-0.89ratio range
Median FMR$2,985
Median Market$3,435
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$2,687 / 0.78 ratio110% standard$3,284 / 0.96 ratio
6
3 BR- 6 ZIPs
0.91-0.94ratio range
Median FMR$2,985
Median Market$3,210
vs market-$225

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.84 ratio110% standard$3,284 / 1.02 ratio
6
3 BR- 8 ZIPs
0.94-0.98ratio range
Median FMR$2,985
Median Market$3,115
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.86 ratio110% standard$3,284 / 1.05 ratio
8
3 BR- 8 ZIPs
0.98-1.02ratio range
Median FMR$2,985
Median Market$3,010
vs market-$25

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.89 ratio110% standard$3,284 / 1.09 ratio
8
3 BR- 11 ZIPs
1.02-1.05ratio range
Median FMR$2,985
Median Market$2,900
vs market+$85

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.93 ratio110% standard$3,284 / 1.13 ratio
11
3 BR- 4 ZIPs
1.07-1.09ratio range
Median FMR$2,985
Median Market$2,755
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.98 ratio110% standard$3,284 / 1.19 ratio
0.81-1.09
4 BR
4 BR- 1 ZIP
0.72ratio
FMR$3,428
Market$4,760
vs market-$1,332

FMR is below market; voucher rent may lag private rents.

90% standard$3,085 / 0.65 ratio110% standard$3,771 / 0.79 ratio
4 BR- 1 ZIP
0.84ratio
FMR$3,428
Market$4,070
vs market-$642

FMR is below market; voucher rent may lag private rents.

90% standard$3,085 / 0.76 ratio110% standard$3,771 / 0.93 ratio
4 BR- 3 ZIPs
0.86-0.90ratio range
Median FMR$3,428
Median Market$3,850
vs market-$422

FMR is below market; voucher rent may lag private rents.

90% standard$3,085 / 0.80 ratio110% standard$3,771 / 0.98 ratio
4 BR- 6 ZIPs
0.91-0.94ratio range
Median FMR$3,428
Median Market$3,710
vs market-$282

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.83 ratio110% standard$3,771 / 1.02 ratio
6
4 BR- 1 ZIP
0.98ratio
FMR$3,428
Market$3,500
vs market-$72

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.88 ratio110% standard$3,771 / 1.08 ratio
4 BR- 10 ZIPs
0.98-1.01ratio range
Median FMR$3,428
Median Market$3,450
vs market-$22

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.89 ratio110% standard$3,771 / 1.09 ratio
10
4 BR- 10 ZIPs
1.02-1.06ratio range
Median FMR$3,428
Median Market$3,275
vs market+$153

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.94 ratio110% standard$3,771 / 1.15 ratio
10
4 BR- 4 ZIPs
1.06-1.09ratio range
Median FMR$3,428
Median Market$3,170
vs market+$258

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.97 ratio110% standard$3,771 / 1.19 ratio
4 BR- 5 ZIPs
1.10-1.12ratio range
Median FMR$3,428
Median Market$3,100
vs market+$328

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.00 ratio110% standard$3,771 / 1.22 ratio
5
4 BR- 1 ZIP
1.19ratio
FMR$3,428
Market$2,880
vs market+$548

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.07 ratio110% standard$3,771 / 1.31 ratio
4 BR- 2 ZIPs
1.22-1.25ratio range
Median FMR$3,428
Median Market$2,785
vs market+$643

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.11 ratio110% standard$3,771 / 1.35 ratio
0.72-1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Barnstable County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Barnstable County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Barnstable County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,422 and the 4 bedroom fair market rent is $3,428.

Use this page for searches like Barnstable County, MA FMR, Barnstable County, MA fair market rent, and Barnstable County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Barnstable County, MA
Bedroom sizeHUD FMR
Studio$1,834
1 bedroom$1,846
2 bedroom$2,422
3 bedroom$2,985
4 bedroom$3,428