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Barnstable County/West Harwich/02671

02671

ZIPSAFMR
Barnstable County, MA
Zillow

ZIP Investment Score

44Below average

095130300
BRFMR
Eff. Rent
0 BR$2,080$1,950
1 BR$2,090$2,150
2 BR$2,740$2,540
3 BR$3,440$2,930
4 BR$4,100$3,310
5 BR$4,715Not available
6 BR$5,422Not available
7 BR$6,236Not available
8 BR$7,171Not available

Purchase Price Calculator

Maximum purchase price
$315,526

Cost breakdown

+Likely effective rent$2,540
HUD FMR$2,740
Market rentUsed$2,540
Est. payment standard (95%)$2,610
-Principal and interest-$1,595
Loan amount$252,421
Down payment$63,105
Rate6.50%
Term30 years
-Operating costs-$745
Property taxes-$316
Insurance-$175
Utilities$0
HOA$0
Management-$254
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,505(64.2% ROI)
Projected value
$339,787
Return breakdown
Property appreciation+$24,261
Loan principal paid down+$9,044
Rental cash flow+$7,200
5-year hold
+$69,590(110.3% ROI)
Projected value
$356,989
Return breakdown
Property appreciation+$41,463
Loan principal paid down+$16,127
Rental cash flow+$12,000
10-year hold
+$150,802(239.0% ROI)
Projected value
$403,901
Return breakdown
Property appreciation+$88,374
Loan principal paid down+$38,428
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
0.96
2 BR
1.08
3 BR
1.17
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02671 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02671 (West Harwich, MA) is $2,740 a month. That is up 7.5% from $2,550 in FY 2026. West Harwich is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02671 has the 10th-highest two-bedroom rent (county range $2,180–$3,560). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02671 is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02671
BedroomsFY 2027Change90–110% range
Studio$2,080+7.8%$1,872–$2,288
1BR$2,090+7.2%$1,881–$2,299
2BR$2,740+7.5%$2,466–$3,014
3BR$3,440+9.6%$3,096–$3,784
4BR$4,100+13.6%$3,690–$4,510

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02671
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,080$2,090$2,740$3,440$4,100
FY 2026$1,930$1,950$2,550$3,140$3,610
FY 2025$1,770$1,830$2,390$2,940$3,370
FY 2024$1,490$1,590$2,090$2,550$2,910
FY 2023$1,210$1,340$1,770$2,170$2,410

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02671
02662$2,490−9.1%
02663$2,180−20.4%
02664$2,580−5.8%
02666$2,180−20.4%
02667$2,180−20.4%
02668$3,200+16.8%
02669$2,490−9.1%
02670$2,240−18.2%
02671Current$2,740—
02672$2,820+2.9%
02673$2,280−16.8%
02675$2,540−7.3%

Questions about ZIP 02671 rents

How much will Section 8 pay for a two-bedroom in ZIP 02671?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,740 it would be $2,466 to $3,014. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02671 in?

ZIP 02671 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02671 for FY 2027?

The two-bedroom FMR rose 7.5%, from $2,550 in FY 2026 to $2,740 in FY 2027. Since FY 2023 it has risen 54.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWest Harwich, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources