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Barnstable County/Mashpee/02649

02649

ZIPSAFMR
Barnstable County, MA
Zillow

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,970$2,120
1 BR$1,990$2,080
2 BR$2,600$2,720
3 BR$3,260$3,320
4 BR$3,890$3,680
5 BR$4,474Not available
6 BR$5,145Not available
7 BR$5,916Not available
8 BR$6,804Not available

Purchase Price Calculator

Maximum purchase price
$342,274

Cost breakdown

+Likely effective rent$2,720
HUD FMR$2,600
Market rent$2,790
Est. payment standard (105%)Used$2,720
-Principal and interest-$1,731
Loan amount$273,820
Down payment$68,455
Rate6.50%
Term30 years
-Operating costs-$789
Property taxes-$342
Insurance-$175
Utilities$0
HOA$0
Management-$272
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,328(63.3% ROI)
Projected value
$368,592
Return breakdown
Property appreciation+$26,318
Loan principal paid down+$9,810
Rental cash flow+$7,200
5-year hold
+$74,472(108.8% ROI)
Projected value
$387,252
Return breakdown
Property appreciation+$44,978
Loan principal paid down+$17,494
Rental cash flow+$12,000
10-year hold
+$161,552(236.0% ROI)
Projected value
$438,140
Return breakdown
Property appreciation+$95,866
Loan principal paid down+$41,686
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.93
2 BR
0.93
3 BR
0.97
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02649 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02649 (Mashpee, MA) is $2,600 a month. That is up 5.3% from $2,470 in FY 2026. Mashpee is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02649 has the 16th-highest two-bedroom rent (county range $2,180–$3,560). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02649 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02649
BedroomsFY 2027Change90–110% range
Studio$1,970+5.3%$1,773–$2,167
1BR$1,990+5.9%$1,791–$2,189
2BR$2,600+5.3%$2,340–$2,860
3BR$3,260+7.2%$2,934–$3,586
4BR$3,890+11.1%$3,501–$4,279

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02649
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,970$1,990$2,600$3,260$3,890
FY 2026$1,870$1,880$2,470$3,040$3,500
FY 2025$1,710$1,760$2,310$2,830$3,260
FY 2024$1,460$1,550$2,040$2,490$2,840
FY 2023$1,430$1,590$2,090$2,560$2,840

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02649
02643$2,270−12.7%
02644$2,690+3.5%
02645$2,930+12.7%
02646$2,910+11.9%
02647$2,390−8.1%
02648$2,920+12.3%
02649Current$2,600—
02650$2,280−12.3%
02651$2,490−4.2%
02652$2,180−16.2%
02653$2,260−13.1%
02655$2,590−0.4%

Questions about ZIP 02649 rents

How much will Section 8 pay for a two-bedroom in ZIP 02649?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,600 it would be $2,340 to $2,860. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02649 in?

ZIP 02649 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02649 for FY 2027?

The two-bedroom FMR rose 5.3%, from $2,470 in FY 2026 to $2,600 in FY 2027. Since FY 2023 it has risen 24.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMashpee, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources