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Barnstable County/South Yarmouth/02664

02664

ZIPSAFMR
Barnstable County, MA
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,960$1,770
1 BR$1,970$2,120
2 BR$2,580$2,490
3 BR$3,240$2,920
4 BR$3,860$3,150
5 BR$4,439Not available
6 BR$5,105Not available
7 BR$5,871Not available
8 BR$6,751Not available

Purchase Price Calculator

Maximum purchase price
$308,096

Cost breakdown

+Likely effective rent$2,490
HUD FMR$2,580
Market rentUsed$2,490
Est. payment standard (98%)$2,520
-Principal and interest-$1,558
Loan amount$246,477
Down payment$61,619
Rate6.50%
Term30 years
-Operating costs-$732
Property taxes-$308
Insurance-$175
Utilities$0
HOA$0
Management-$249
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,720(64.5% ROI)
Projected value
$331,786
Return breakdown
Property appreciation+$23,690
Loan principal paid down+$8,831
Rental cash flow+$7,200
5-year hold
+$68,234(110.7% ROI)
Projected value
$348,583
Return breakdown
Property appreciation+$40,486
Loan principal paid down+$15,747
Rental cash flow+$12,000
10-year hold
+$147,816(239.9% ROI)
Projected value
$394,390
Return breakdown
Property appreciation+$86,293
Loan principal paid down+$37,523
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.11
1 BR
0.90
2 BR
1.04
3 BR
1.11
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02664 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02664 (South Yarmouth, MA) is $2,580 a month. That is up 2.0% from $2,530 in FY 2026. South Yarmouth is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02664 has the 19th-highest two-bedroom rent (county range $2,180–$3,560). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02664 is 16% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02664
BedroomsFY 2027Change90–110% range
Studio$1,960+2.1%$1,764–$2,156
1BR$1,970+2.1%$1,773–$2,167
2BR$2,580+2.0%$2,322–$2,838
3BR$3,240+3.8%$2,916–$3,564
4BR$3,860+7.8%$3,474–$4,246

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02664
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,960$1,970$2,580$3,240$3,860
FY 2026$1,920$1,930$2,530$3,120$3,580
FY 2025$1,850$1,910$2,500$3,070$3,530
FY 2024$1,560$1,660$2,180$2,660$3,030
FY 2023$1,430$1,590$2,090$2,560$2,840

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02664
02657$2,180−15.5%
02659$2,180−15.5%
02660$2,350−8.9%
02661$2,490−3.5%
02662$2,490−3.5%
02663$2,180−15.5%
02664Current$2,580—
02666$2,180−15.5%
02667$2,180−15.5%
02668$3,200+24.0%
02669$2,490−3.5%
02670$2,240−13.2%

Questions about ZIP 02664 rents

How much will Section 8 pay for a two-bedroom in ZIP 02664?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,580 it would be $2,322 to $2,838. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02664 in?

ZIP 02664 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02664 for FY 2027?

The two-bedroom FMR rose 2.0%, from $2,530 in FY 2026 to $2,580 in FY 2027. Since FY 2023 it has risen 23.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSouth Yarmouth, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources