02532
ZIPFMR
Barnstable County, MA
BRFMR
Eff. Rent
0 BR$1,834$1,940
1 BR$1,846$1,950
2 BR$2,422$2,210
3 BR$2,985$2,900
4 BR$3,428$3,180
5 BR$3,942
6 BR$4,534
7 BR$5,214
8 BR$5,996

Purchase Price Calculator

Maximum purchase price
$266,489

Cost breakdown

+Likely effective rent$2,210
HUD FMR$2,422
Market rentUsed$2,210
Est. payment standard (94%)$2,280
Market rent is below the inferred standard ($2,280, 94% of FMR).
-Principal and interest-$1,348
Loan amount$213,191
Down payment$53,298
Rate6.50%
Term30 years
-Operating costs-$662
Property taxes-$266
Insurance-$175
Utilities$0
HOA$0
Management-$221
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,329(66.3% ROI)
Projected value
$286,979
Current value$266,489
Return breakdown
Property appreciation+$20,490
Loan principal paid down+$7,638
Rental cash flow+$7,200
5-year hold
+$60,640(113.8% ROI)
Projected value
$301,507
Current value$266,489
Return breakdown
Property appreciation+$35,019
Loan principal paid down+$13,621
Rental cash flow+$12,000
10-year hold
+$131,095(246.0% ROI)
Projected value
$341,128
Current value$266,489
Return breakdown
Property appreciation+$74,639
Loan principal paid down+$32,456
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,834
Market$1,990
vs market-$156

FMR is near market; voucher and private rents are aligned.

90% standard$1,651 / 0.83 ratio110% standard$2,017 / 1.01 ratio
0.92
1 BR
1 BR
0.92ratio
FMR$1,846
Market$2,010
vs market-$164

FMR is near market; voucher and private rents are aligned.

90% standard$1,661 / 0.83 ratio110% standard$2,031 / 1.01 ratio
0.92
2 BR
2 BR
1.10ratio
FMR$2,422
Market$2,210
vs market+$212

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.99 ratio110% standard$2,664 / 1.21 ratio
1.10
3 BR
3 BR
1.03ratio
FMR$2,985
Market$2,900
vs market+$85

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.93 ratio110% standard$3,284 / 1.13 ratio
1.03
4 BR
4 BR
1.08ratio
FMR$3,428
Market$3,180
vs market+$248

FMR is near market; voucher and private rents are aligned.

90% standard$3,085 / 0.97 ratio110% standard$3,771 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02532 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02532 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02532 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,422 and the 4 bedroom fair market rent is $3,428.

Use this page for searches like 02532 FMR, 02532 fair market rent, and 02532 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02532
Bedroom sizeHUD FMR
Studio$1,834
1 bedroom$1,846
2 bedroom$2,422
3 bedroom$2,985
4 bedroom$3,428