02675

ZIPSAFMR

Barnstable County, MA

ZIP Investment Score

49Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,930	$1,860	4.1%
1 BR	$1,940	$2,130	2.0%
2 BR	$2,540	$2,620	1.9%
3 BR	$3,190	$3,040	2.9%
4 BR	$3,800	$3,220	4.4%
5 BR	$4,370	Not available	4.4%
6 BR	$5,025	Not available	4.4%
7 BR	$5,779	Not available	4.4%
8 BR	$6,646	Not available	4.4%

Purchase Price Calculator

Maximum purchase price

$327,414

Cost breakdown

+Likely effective rent$2,620

HUD FMR$2,540

Market rent$2,660

Est. payment standard (103%)Used$2,620

-Principal and interest-$1,656

Loan amount$261,932

Down payment$65,483

Rate6.50%

Term30 years

-Operating costs-$764

Property taxes-$327

Insurance-$175

Utilities$0

HOA$0

Management-$262

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$41,759(63.8% ROI)

Projected value

$352,590

Return breakdown

Property appreciation+$25,175

Loan principal paid down+$9,384

Rental cash flow+$7,200

5-year hold

+$71,760(109.6% ROI)

Projected value

$370,439

Return breakdown

Property appreciation+$43,025

Loan principal paid down+$16,735

Rental cash flow+$12,000

10-year hold

+$155,580(237.6% ROI)

Projected value

$419,118

Return breakdown

Property appreciation+$91,704

Loan principal paid down+$39,876

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.04ratio

FMR$1,930

Market$1,860

vs market+$70

FMR is near market; voucher and private rents are aligned.

1.04

1 BR

0.84ratio

FMR$1,940

Market$2,310

vs market-$370

FMR is below market; voucher rent may lag private rents.

0.84

2 BR

0.95ratio

FMR$2,540

Market$2,660

vs market-$120

FMR is near market; voucher and private rents are aligned.

0.95

3 BR

1.05ratio

FMR$3,190

Market$3,040

vs market+$150

FMR is near market; voucher and private rents are aligned.

1.05

4 BR

1.18ratio

FMR$3,800

Market$3,220

vs market+$580

FMR is above market; underwrite to market rent.

1.18

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 02675 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02675 (Yarmouth Port, MA) is $2,540 a month. That is unchanged from FY 2026. Yarmouth Port is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02675 has the 21st-highest two-bedroom rent (county range $2,180–$3,560). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02675 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02675
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,920	$1,930	+0.5%	$1,737–$2,123
1BR	$1,940	$1,940	0.0%	$1,746–$2,134
2BR	$2,540	$2,540	0.0%	$2,286–$2,794
3BR	$3,130	$3,190	+1.9%	$2,871–$3,509
4BR	$3,590	$3,800	+5.8%	$3,420–$4,180

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02675
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,930	$1,940	$2,540	$3,190	$3,800
FY 2026	$1,920	$1,940	$2,540	$3,130	$3,590
FY 2025	$1,910	$1,970	$2,580	$3,170	$3,640
FY 2024	$1,710	$1,830	$2,400	$2,930	$3,340
FY 2023	$1,580	$1,750	$2,300	$2,810	$3,130

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 02675
02662	$2,490	−2.0%
02663	$2,180	−14.2%
02664	$2,580	+1.6%
02666	$2,180	−14.2%
02667	$2,180	−14.2%
02668	$3,200	+26.0%
02669	$2,490	−2.0%
02670	$2,240	−11.8%
02671	$2,740	+7.9%
02672	$2,820	+11.0%
02673	$2,280	−10.2%
02675Current	$2,540	—

Questions about ZIP 02675 rents

How much will Section 8 pay for a two-bedroom in ZIP 02675?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,540 it would be $2,286 to $2,794. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02675 in?

ZIP 02675 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02675 for FY 2027?

The two-bedroom FMR was unchanged at $2,540 in FY 2027. Since FY 2023 it has risen 10.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Yarmouth Port, MA fair market rent MA statewide rents What is SAFMR?Data sources