02534
ZIPFMR
Barnstable County, MA
BRFMR
Eff. Rent
0 BR$1,834$2,020
1 BR$1,846$2,030
2 BR$2,422$2,430
3 BR$2,985$2,860
4 BR$3,428$3,090
5 BR$3,942
6 BR$4,534
7 BR$5,214
8 BR$5,996

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMR$2,422
Market rent$2,430
Est. payment standard (100%)Used$2,430
Estimated payment standard is $2,430 (100% of FMR).
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Current value$299,181
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Current value$299,181
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Current value$299,181
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.80ratio
FMR$1,834
Market$2,290
vs market-$456

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.72 ratio110% standard$2,017 / 0.88 ratio
0.80
1 BR
1 BR
0.83ratio
FMR$1,846
Market$2,220
vs market-$374

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.75 ratio110% standard$2,031 / 0.91 ratio
0.83
2 BR
2 BR
1.00ratio
FMR$2,422
Market$2,430
vs market-$8

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.90 ratio110% standard$2,664 / 1.10 ratio
1.00
3 BR
3 BR
1.04ratio
FMR$2,985
Market$2,860
vs market+$125

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.94 ratio110% standard$3,284 / 1.15 ratio
1.04
4 BR
4 BR
1.11ratio
FMR$3,428
Market$3,090
vs market+$338

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.00 ratio110% standard$3,771 / 1.22 ratio
1.11
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02534 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02534 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02534 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,422 and the 4 bedroom fair market rent is $3,428.

Use this page for searches like 02534 FMR, 02534 fair market rent, and 02534 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02534
Bedroom sizeHUD FMR
Studio$1,834
1 bedroom$1,846
2 bedroom$2,422
3 bedroom$2,985
4 bedroom$3,428