02536
ZIPFMR
Barnstable County, MA
BRFMR
Eff. Rent
0 BR$1,834$2,020
1 BR$1,846$2,030
2 BR$2,422$2,450
3 BR$2,985$3,100
4 BR$3,428$2,820
5 BR$3,942
6 BR$4,534
7 BR$5,214
8 BR$5,996

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMR$2,422
Market rent$2,460
Est. payment standard (101%)Used$2,450
Estimated payment standard is $2,450 (101% of FMR).
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Current value$302,153
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Current value$302,153
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Current value$302,153
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.79ratio
FMR$1,834
Market$2,320
vs market-$486

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.71 ratio110% standard$2,017 / 0.87 ratio
0.79
1 BR
1 BR
0.76ratio
FMR$1,846
Market$2,420
vs market-$574

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.69 ratio110% standard$2,031 / 0.84 ratio
0.76
2 BR
2 BR
0.98ratio
FMR$2,422
Market$2,460
vs market-$38

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.89 ratio110% standard$2,664 / 1.08 ratio
0.98
3 BR
3 BR
0.94ratio
FMR$2,985
Market$3,160
vs market-$175

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.85 ratio110% standard$3,284 / 1.04 ratio
0.94
4 BR
4 BR
1.22ratio
FMR$3,428
Market$2,820
vs market+$608

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.09 ratio110% standard$3,771 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02536 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02536 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02536 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,422 and the 4 bedroom fair market rent is $3,428.

Use this page for searches like 02536 FMR, 02536 fair market rent, and 02536 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02536
Bedroom sizeHUD FMR
Studio$1,834
1 bedroom$1,846
2 bedroom$2,422
3 bedroom$2,985
4 bedroom$3,428