02541
ZIPFMR
Barnstable County, MA
BRFMR
Eff. Rent
0 BR$1,834$2,020
1 BR$1,846$2,030
2 BR$2,422$2,540
3 BR$2,985$2,740
4 BR$3,428$2,750
5 BR$3,942
6 BR$4,534
7 BR$5,214
8 BR$5,996

Purchase Price Calculator

Maximum purchase price
$315,526

Cost breakdown

+Likely effective rent$2,540
HUD FMR$2,422
Market rent$2,600
Est. payment standard (105%)Used$2,540
Estimated payment standard is $2,540 (105% of FMR).
-Principal and interest-$1,595
Loan amount$252,421
Down payment$63,105
Rate6.50%
Term30 years
-Operating costs-$745
Property taxes-$316
Insurance-$175
Utilities$0
HOA$0
Management-$254
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,505(64.2% ROI)
Projected value
$339,787
Current value$315,526
Return breakdown
Property appreciation+$24,261
Loan principal paid down+$9,044
Rental cash flow+$7,200
5-year hold
+$69,590(110.3% ROI)
Projected value
$356,989
Current value$315,526
Return breakdown
Property appreciation+$41,463
Loan principal paid down+$16,127
Rental cash flow+$12,000
10-year hold
+$150,802(239.0% ROI)
Projected value
$403,901
Current value$315,526
Return breakdown
Property appreciation+$88,374
Loan principal paid down+$38,428
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.80ratio
FMR$1,834
Market$2,280
vs market-$446

FMR is below market; voucher rent may lag private rents.

90% standard$1,651 / 0.72 ratio110% standard$2,017 / 0.88 ratio
0.80
1 BR
1 BR
0.78ratio
FMR$1,846
Market$2,370
vs market-$524

FMR is below market; voucher rent may lag private rents.

90% standard$1,661 / 0.70 ratio110% standard$2,031 / 0.86 ratio
0.78
2 BR
2 BR
0.93ratio
FMR$2,422
Market$2,600
vs market-$178

FMR is near market; voucher and private rents are aligned.

90% standard$2,180 / 0.84 ratio110% standard$2,664 / 1.02 ratio
0.93
3 BR
3 BR
1.09ratio
FMR$2,985
Market$2,740
vs market+$245

FMR is near market; voucher and private rents are aligned.

90% standard$2,687 / 0.98 ratio110% standard$3,284 / 1.20 ratio
1.09
4 BR
4 BR
1.25ratio
FMR$3,428
Market$2,750
vs market+$678

FMR is above market; underwrite to market rent.

90% standard$3,085 / 1.12 ratio110% standard$3,771 / 1.37 ratio
1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02541 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02541 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02541 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,422 and the 4 bedroom fair market rent is $3,428.

Use this page for searches like 02541 FMR, 02541 fair market rent, and 02541 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02541
Bedroom sizeHUD FMR
Studio$1,834
1 bedroom$1,846
2 bedroom$2,422
3 bedroom$2,985
4 bedroom$3,428