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02670

ZIPSAFMR
Barnstable County, MA

ZIP Investment Score

48Below average

095130300
BRFMR
Eff. Rent
0 BR$1,700$1,770
1 BR$1,710$1,880
2 BR$2,240$2,410
3 BR$2,810$2,850
4 BR$3,350$3,110
5 BR$3,852Not available
6 BR$4,430Not available
7 BR$5,095Not available
8 BR$5,859Not available

Purchase Price Calculator

Maximum purchase price
$296,209

Cost breakdown

+Likely effective rent$2,410
HUD FMR$2,240
Market rent$2,500
Est. payment standard (108%)Used$2,410
-Principal and interest-$1,498
Loan amount$236,967
Down payment$59,242
Rate6.50%
Term30 years
-Operating costs-$712
Property taxes-$296
Insurance-$175
Utilities$0
HOA$0
Management-$241
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,466(64.9% ROI)
Projected value
$318,984
Return breakdown
Property appreciation+$22,776
Loan principal paid down+$8,490
Rental cash flow+$7,200
5-year hold
+$66,064(111.5% ROI)
Projected value
$335,133
Return breakdown
Property appreciation+$38,924
Loan principal paid down+$15,140
Rental cash flow+$12,000
10-year hold
+$143,039(241.4% ROI)
Projected value
$379,172
Return breakdown
Property appreciation+$82,963
Loan principal paid down+$36,076
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.78
2 BR
0.90
3 BR
0.98
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 02670 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02670 (West Dennis, MA) is $2,240 a month. That is up 1.8% from $2,200 in FY 2026. West Dennis is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02670 has the 46th-highest two-bedroom rent (county range $2,180–$3,560).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02670
BedroomsFY 2027Change90–110% range
Studio$1,700+1.8%$1,530–$1,870
1BR$1,710+1.8%$1,539–$1,881
2BR$2,240+1.8%$2,016–$2,464
3BR$2,810+3.7%$2,529–$3,091
4BR$3,350+7.7%$3,015–$3,685

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02670
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,700$1,710$2,240$2,810$3,350
FY 2026$1,670$1,680$2,200$2,710$3,110
FY 2025$1,620$1,670$2,190$2,690$3,090
FY 2024$1,300$1,400$1,840$2,260$2,530
FY 2023$1,190$1,310$1,730$2,120$2,350

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02670
02662$2,490+11.2%
02663$2,180−2.7%
02664$2,580+15.2%
02666$2,180−2.7%
02667$2,180−2.7%
02668$3,200+42.9%
02669$2,490+11.2%
02670Current$2,240—
02671$2,740+22.3%
02672$2,820+25.9%
02673$2,280+1.8%
02675$2,540+13.4%

Questions about ZIP 02670 rents

How much will Section 8 pay for a two-bedroom in ZIP 02670?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02670 in?

ZIP 02670 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02670 for FY 2027?

The two-bedroom FMR rose 1.8%, from $2,200 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 29.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set