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Barnstable County/North Truro/02652

02652

ZIPSAFMR
Barnstable County, MA
Zillow

ZIP Investment Score

44Below average

095130300
BRFMR
Eff. Rent
0 BR$1,660$1,660
1 BR$1,670$1,670
2 BR$2,180$2,180
3 BR$2,690$2,690
4 BR$3,090$3,090
5 BR$3,553Not available
6 BR$4,087Not available
7 BR$4,700Not available
8 BR$5,404Not available

Purchase Price Calculator

Maximum purchase price
$262,031

Cost breakdown

+Likely effective rent$2,180
HUD FMRUsed$2,180
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,325
Loan amount$209,624
Down payment$52,406
Rate6.50%
Term30 years
-Operating costs-$655
Property taxes-$262
Insurance-$175
Utilities$0
HOA$0
Management-$218
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,858(66.5% ROI)
Projected value
$282,178
Return breakdown
Property appreciation+$20,148
Loan principal paid down+$7,510
Rental cash flow+$7,200
5-year hold
+$59,826(114.2% ROI)
Projected value
$296,464
Return breakdown
Property appreciation+$34,433
Loan principal paid down+$13,393
Rental cash flow+$12,000
10-year hold
+$129,304(246.7% ROI)
Projected value
$335,421
Return breakdown
Property appreciation+$73,391
Loan principal paid down+$31,913
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 02652 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 02652 (North Truro, MA) is $2,180 a month. That is up 2.8% from $2,120 in FY 2026. North Truro is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. Among 56 ZIP codes in Barnstable County, 02652 is tied for the 49th-highest two-bedroom rent (county range $2,180–$3,560). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 02652 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 02652
BedroomsFY 2027Change90–110% range
Studio$1,660+5.7%$1,494–$1,826
1BR$1,670+3.7%$1,503–$1,837
2BR$2,180+2.8%$1,962–$2,398
3BR$2,690+3.5%$2,421–$2,959
4BR$3,090+3.7%$2,781–$3,399

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 02652
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,660$1,670$2,180$2,690$3,090
FY 2026$1,570$1,610$2,120$2,600$2,980
FY 2025$1,340$1,430$1,880$2,290$2,610
FY 2024$1,270$1,400$1,840$2,260$2,510
FY 2023$1,130$1,290$1,700$2,100$2,300

Two-bedroom rent in nearby Barnstable County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 02652
02645$2,930+34.4%
02646$2,910+33.5%
02647$2,390+9.6%
02648$2,920+33.9%
02649$2,600+19.3%
02650$2,280+4.6%
02651$2,490+14.2%
02652Current$2,180—
02653$2,260+3.7%
02655$2,590+18.8%
02657$2,1800.0%
02659$2,1800.0%

Questions about ZIP 02652 rents

How much will Section 8 pay for a two-bedroom in ZIP 02652?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,180 it would be $1,962 to $2,398. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 02652 in?

ZIP 02652 is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in ZIP 02652 for FY 2027?

The two-bedroom FMR rose 2.8%, from $2,120 in FY 2026 to $2,180 in FY 2027. Since FY 2023 it has risen 28.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNorth Truro, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources