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MA/Barnstable County/South Yarmouth

South Yarmouth, MA

CitySAFMR
Barnstable County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,960$1,770
1 BR$1,970$2,120
2 BR$2,580$2,490
3 BR$3,240$2,920
4 BR$3,860$3,150
5 BR$4,439Not available
6 BR$5,105Not available
7 BR$5,871Not available
8 BR$6,751Not available

Purchase Price Calculator

Maximum purchase price
$308,096

Cost breakdown

+Likely effective rent$2,490
HUD FMR$2,580
Market rentUsed$2,490
Est. payment standard (98%)$2,520
-Principal and interest-$1,558
Loan amount$246,477
Down payment$61,619
Rate6.50%
Term30 years
-Operating costs-$732
Property taxes-$308
Insurance-$175
Utilities$0
HOA$0
Management-$249
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,720(64.5% ROI)
Projected value
$331,786
Return breakdown
Property appreciation+$23,690
Loan principal paid down+$8,831
Rental cash flow+$7,200
5-year hold
+$68,234(110.7% ROI)
Projected value
$348,583
Return breakdown
Property appreciation+$40,486
Loan principal paid down+$15,747
Rental cash flow+$12,000
10-year hold
+$147,816(239.9% ROI)
Projected value
$394,390
Return breakdown
Property appreciation+$86,293
Loan principal paid down+$37,523
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.11
1 BR
0.90
2 BR
1.04
3 BR
1.11
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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South Yarmouth, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in South Yarmouth, MA is $2,580 a month. That is up 2.0% from $2,530 in FY 2026. South Yarmouth is in the Barnstable Town, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,488. The median county two-bedroom FMR in Massachusetts is $2,222, so South Yarmouth is 16% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for South Yarmouth, MA
BedroomsFY 2027Change90–110% range
Studio$1,960+2.1%$1,764–$2,156
1BR$1,970+2.1%$1,773–$2,167
2BR$2,580+2.0%$2,322–$2,838
3BR$3,240+3.8%$2,916–$3,564
4BR$3,860+7.8%$3,474–$4,246

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for South Yarmouth, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,960$1,970$2,580$3,240$3,860
FY 2026$1,920$1,930$2,530$3,120$3,580
FY 2025$1,850$1,910$2,500$3,070$3,530
FY 2024$1,560$1,660$2,180$2,660$3,030
FY 2023$1,430$1,590$2,090$2,560$2,840

Questions about South Yarmouth, MA rents

How much will Section 8 pay for a two-bedroom in South Yarmouth, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,488, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,239 to $2,737 a month; under the ZIP-level Small Area FMR of $2,580 it would be $2,322 to $2,838. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is South Yarmouth, MA in?

South Yarmouth, MA is in the Barnstable Town, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,488.

How much did fair market rent change in South Yarmouth, MA for FY 2027?

The two-bedroom FMR rose 2.0%, from $2,530 in FY 2026 to $2,580 in FY 2027. Since FY 2023 it has risen 23.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set