FMR is near market; voucher and private rents are aligned.
1.00
2 BR
2 BR- 28532
1.16ratio
FMR$1,410
Market$1,220
vs market+$190
FMR is above market; underwrite to market rent.
1.16
3 BR
3 BR- 28532
1.10ratio
FMR$1,860
Market$1,690
vs market+$170
FMR is above market; underwrite to market rent.
1.10
4 BR
4 BR- 28532
1.17ratio
FMR$2,250
Market$1,920
vs market+$330
FMR is above market; underwrite to market rent.
1.17
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Havelock, NC fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Havelock, NC is $1,410 a month. That is up 5.2% from $1,340 in FY 2026. Havelock is in the Carteret County, NC non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,277. The median county two-bedroom FMR in North Carolina is $1,145, so Havelock is 23% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Havelock, NC
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,010
$1,070
+5.9%
$963–$1,177
1BR
$1,020
$1,080
+5.9%
$972–$1,188
2BR
$1,340
$1,410
+5.2%
$1,269–$1,551
3BR
$1,800
$1,860
+3.3%
$1,674–$2,046
4BR
$2,250
$2,250
0.0%
$2,025–$2,475
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Havelock, NC
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,070
$1,080
$1,410
$1,860
$2,250
FY 2026
$1,010
$1,020
$1,340
$1,800
$2,250
FY 2025
$1,120
$1,130
$1,480
$1,990
$2,490
FY 2024
$1,030
$1,040
$1,360
$1,840
$2,310
FY 2023
$940
$950
$1,240
$1,660
$2,110
Questions about Havelock, NC rents
How much will Section 8 pay for a two-bedroom in Havelock, NC?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,277, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,149 to $1,405 a month; under the ZIP-level Small Area FMR of $1,410 it would be $1,269 to $1,551. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Havelock, NC in?
Havelock, NC is in the Carteret County, NC non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,277.
How much did fair market rent change in Havelock, NC for FY 2027?
The two-bedroom FMR rose 5.2%, from $1,340 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 13.7%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set