MO/Lafayette County/HIGGINSVILLE
HIGGINSVILLE, MO
CitySAFMR
Lafayette County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$810$810
1 BR$900$820
2 BR$1,030$850
3 BR$1,350$900
4 BR$1,570$1,060
5 BR$1,805
6 BR$2,076
7 BR$2,388
8 BR$2,746

Purchase Price Calculator

Maximum purchase price
$64,393

Cost breakdown

+Likely effective rent$850
HUD FMR$1,030
Market rentUsed$850
Est. payment standard (90%)$930
Market rent is below the inferred standard ($930, 90% of FMR).
-Principal and interest-$326
Loan amount$51,515
Down payment$12,879
Rate6.50%
Term30 years
-Operating costs-$324
Property taxes-$64
Insurance-$175
Utilities$0
HOA$0
Management-$85
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,997(108.7% ROI)
Projected value
$69,344
Current value$64,393
Return breakdown
Property appreciation+$4,951
Loan principal paid down+$1,846
Rental cash flow+$7,200
5-year hold
+$23,753(184.4% ROI)
Projected value
$72,855
Current value$64,393
Return breakdown
Property appreciation+$8,462
Loan principal paid down+$3,291
Rental cash flow+$12,000
10-year hold
+$49,878(387.3% ROI)
Projected value
$82,429
Current value$64,393
Return breakdown
Property appreciation+$18,036
Loan principal paid down+$7,843
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR- 64037
1.10ratio
FMR$900
Market$820
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$810 / 0.99 ratio110% standard$990 / 1.21 ratio
1.10
2 BR
2 BR- 64037
1.21ratio
FMR$1,030
Market$850
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$927 / 1.09 ratio110% standard$1,133 / 1.33 ratio
1.21
3 BR
3 BR- 64037
1.50ratio
FMR$1,350
Market$900
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$1,215 / 1.35 ratio110% standard$1,485 / 1.65 ratio
1.50
4 BR
4 BR- 64037
1.48ratio
FMR$1,570
Market$1,060
vs market+$510

FMR is above market; underwrite to market rent.

90% standard$1,413 / 1.33 ratio110% standard$1,727 / 1.63 ratio
1.48
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HIGGINSVILLE, MO (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HIGGINSVILLE, MO fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for HIGGINSVILLE, MO shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,030 and the 4 bedroom fair market rent is $1,570.

Use this page for searches like HIGGINSVILLE, MO FMR, HIGGINSVILLE, MO fair market rent, and HIGGINSVILLE, MO Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for HIGGINSVILLE, MO
Bedroom sizeHUD FMR
Studio$810
1 bedroom$900
2 bedroom$1,030
3 bedroom$1,350
4 bedroom$1,570